Edge Visa Credit Card

IndusInd

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I couldnโ€™t agree more. I have had a one such experience in the past.

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And why is it useful for others - normal account holders? You think jupiter pro/salary account holds a coveted status and is extremely tough to get or anything? This card is pure trash for literally anyone and everyone. There are far better cards you can get (already mentioned above) without all this booster RPs circus, and much better RPs for the same fee or even LTF. Jupiter team thinks they are the first oneโ€™s to launch a credit card in this country presumably, and no such other cards exist at all.

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I would like to express that I am both excited and disappointed about various aspects of the credit card.

Excitement:

  • The 5X and 2X rewards feature seems promising as it indicates that the card has the potential to offer rewards on transactions.

Disappointments:

  1. The 5X rewards equate to only 1% benefits, while the 2X rewards amount to a mere 0.4% benefits.
  2. The annual fee of INR 999 plus GST, without additional benefits, makes the card less attractive.

Comparatively, there are several other credit cards in the market that are lifetime free and offer at least 1% benefits, along with other reward multipliers and brand-specific benefits. For example, One Card has additional benefits such as low forex charges and a variety of other perks, including a free metal card. Furthermore, the Flipkart Axis card offers a minimum of 1.5% cashback with a lower fee than your credit card.

Questions:

  1. What sets the Jupiter credit card apart from other credit cards in the market that offer better benefits and rewards?
  2. Are there any additional benefits or features not mentioned that might make the Jupiter credit card more appealing compared to competitors?

I am eager to learn more about the Jupiter credit card and would appreciate your clarification on the above points.

Looking forward to hearing from you.

@Shawnpinto

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@CHETAN_KUMAR_RAWAT while there may other features of the card that have not been revealed, Jiten did mention there a reward booster that will be announced soon (no other details were offered)

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@kushal

Bin number(first 6 digits) of Jupiter Edge Credit Card
410531 :relieved:

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Thanks bro

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It seems like bin number 410531 of Jupiter Edge Credit Card wont be eligible for any federal bank offers discount provided by the bank itself just like its not applicable for one card.

Another disappointment

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@kushal Sir, If possible, could you please elaborate on the connection between the 6-digit bin number and offers? Just curious to know since am a newbie to these credit cards related matters :laughing:
I thought the first 4 digits mattered, to identify whether it is a Visa, Mastercard or Rupay card.

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So Abdul, federal bank comes with offers like 10% discount on flipkart, amazon or any other website with any other construct of discounts. For example currently milk basket is giving 10% discount on wallet load and this bin number 410531 is not eligible for that as federal bank does not recognizes as its core card.

So in future also if federal bank comes with any discount offer on federal bank cc it will not apply for Jupiter edge cc.

Hope this explains.

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Reaction by ANNA DM (makes good content about Credit Cardโ€™s) - Jupiter Edge Credit Card Launched | A NeoBank Credit Card ๐Ÿ”ฅ๐Ÿ”ฅ - YouTube. He doesnโ€™t even know that fedral bank offers are not accepted yet. If he knew he would make fun of this card even more.

For those claiming that reward booster or whatever will increase reward rate remember that other bank CCโ€™s have milestone benefits, merchant offers, things like smartbuy portal and airport lounge access all for lower fees too. None of this is available with this CC. Biggest flop show by Jupiter absolutely useless credit card.

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Most rewarding credit card currently prevailing in the market are not sustainableโ€ฆ Devaluation inevitableโ€ฆ

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I need this one

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@INNOCENT_RAMGANESH

This is regarding your previous query for beta access.
As mentioned and Shawn, the Selection of users for beta access is done in phases. I recommend registering here if you are yet registered. Maybe that helps

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How do you get 3 HDFC card?

@BornArcher8 the card is in its beta launch. While itโ€™s easy to trash the offering from the very word go, itโ€™s wiser to wait for the complete offering to get rolled out. I am trying to undermine your opinions. All I am saying is, reserve your verdict until we know the complete offering

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@Biswabiology would have been a combination of bank offers and branch visits

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I have moneyback+,
Want millenniaโ€ฆ

Actually most of them are sustainable. Banks make around 1-2% from interchange fees. If they give you 1% then they will still be in profit. If they are giving too much then yes they are not sustainable. Also margin of Credit Cards is highest in compared to most bank products. If they charge 1 person interest + late payment fees they can pay many user rewards with just that 1 person.

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Hdfc now offer 2 card per user. Co branded card doesnโ€™t count