Yes I feel the same too as I hold SBI Cashback card and it’s really very good even with it’s charges hence I have taken it. I wouldn’t take a card just for the app experience and pay this kind of amount.
Was this a paid review? How much did Jupiter pay you to write this review - 100 petty jewels just like the miserly rps on this credit card?
Clearly you haven’t used any other credit card from another bank earlier. Literally all banks provide spend controls in app, toggle spend limit etc in their app. If some sane person reads the above review, the fact that OP doesn’t mention anything other than the app and all that gibberish, means there’s no other moot to the card. Coz a credit card can literally only have strong moot if they have a good rewards structure. Clearly the Jupiter team has been lost in their own minds, and hasn’t done any market research, thinking they are the first one’s to launch a credit card in this country.
I am ok with this card, if it is available Life Time Free.
I agree to your points.
Jupiter team , you need to revise the terms for your credit card, otherwise you know what is going to happen
My feedback will be to increase the base reward rate from 0.4% to upto 1% & accelerated reward rate can be upto 5% (As per present market trend).
AMC waiver can be changed from 150k to 100k (for more mass user adoption).
Ultimately at present offering of 0.4% to 1% reward rate not justified the 999Rs AMC as per current Market trend.
He/she is making a suggestion/feedback regarding the account statements and I can see the same in the feedback section of the community .
Even though it is readily available in the app, many users prefer automated periodic statements, say monthly or quarterly, in their emails.
Folks, not trying to undermine anyone’s opinion. Let’s wait for the communication regarding the booster that Jiten mentioned. Could be similar to Onecard. But let’s wait for it
For a pro and salary account user, i don’t think this card is useful.
Let’s wait for more community members to get invited and also wait for the review of the rewards booster.
I am waiting for somebody to post the picture of the onboarding kit
This card doesn’t excite me even if it is given LTF.
Here is my collection of credit cards:
- HDFC Millennia (LTF)
- HDFC Tataneu (LTF)
- HDFC Moneyback+ (LTF)
- SBI Cashback
- SBI Simplyclick
- ICICI Amazon Pay (LTF)
- ICICI Coral (LTF)
- ICICI Platinum (LTF)
- Axis Flipkart (LTF)
- Axis Myzone (LTF)
- Axis Ace
- SIB Onecard (LTF)
- BOB Eterna (LTF)
- BOB Snapdeal
- Indusind Legend (LTF)
- IDFC Millennia (LTF)
- Citi Rewards
- Kotak League Platinum
- Yes First
I was waiting for my 20th credit card but this card doesn’t excite me at all.
@souravdas808 how is your IndusInd Legend card an LTF card. They have a 5000 renewal fee, correct?
IndusInd legend just had a joining fee of 10k+taxes. No annual fee. But it was being given LTF since last many months. And also if you have a good profile they give you LTF regardless any offer is running or not.
It’s LTF. Applied through Paisabazaar. I was offered HDFC Infinia but didn’t take because all my HDFC cards are LTF and this one was chargeable. I am looking for an Amex card currently.
Got it. I need take this up with IndusInd
@souravdas808 why no federal bank LTF? Offer still open
Was waiting for Jupiter card. Heard that federal Bank offers only 1 credit card. Federal Bank also has high rejection rate. Can’t mess up my cibil.
Great collection man !
I currently have 11 with 8 of them LTF, not being able to make Axis Flipkart LTF is one of my greatest consternation right now.
btw, do you happen to know if OneCard partner bank selection is random or you can choose ?
They keep pestering me with SMS & occasionally good joining benefits and thinking might take up next time a good joining benefit comes up, since its LTF afterall.
Be prepared to deal with the most idiotic customer support department of any reputed bank in India.
Had absolutely horrid experience with them and closing all my relationships with them.