Introducing Switch | The 3-in-1 credit card

For real the card is not worth at all.

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@Bhoomika_Gowda Jupiter shall come up with offers like hdfc and icici 10% of on shopping on flipkart and amazon

Or else its of no use rather just a card to make ones wallet look good

@Nikhil_Godbole Why will one use the csb credit card if better offers ate available in other cards which saves money and he owns them as well

Ieven if i selected the shopping as the part for credit card i will get 2% discount rather will lose 10% discount even in that case the loss is 8%
Ie
1.Supose purchased a mobile of 1 lakhs got 10% discount is 10000 using other cards
2. Bought same mobile using csb gost cash back of 2% so cash back is 100000 ka 2% ie 2000

Opportunity loss is 10000-2000= 8000

Its a fact to be address or else the credit card scheme wont work and wont be used by many

@Nikhil_Godbole please address the issue

More over the switch over from one section to another id 3 long months one cant decide in advance their expenses

Instant switch over shall be given or else the card holders will plan 2-3 cards for different purpose

On average generally all users have 2-3 credit cards
So if you restrict the card holder to one section he will search for alternative

Like if other cards provide benefit in shopping and not in dining
People majorly will use the card for dinning

Its like wise benefitial for users how plan but in net as a credit card issuer you will loose your revenue

due to no instant switchover the credit card spents are geting reduced and you issued the credit card such that the users should spent right ???

@Nikhil_Godbole @Jiten 2 major changes shall be bought

  1. Instant switch shall be allowed in shopping dinning and travel

  2. Offer shall be given on shopping, travel and food websites

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@Satyabajipadhi Thank you for sharing your views with respect to Edge Rupay Credit Card. Your feedback is highly appreciated and will help us to bring in more features to the card.

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Any possible toEMI facility on Jupiter’s csb credit card bill payment

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Current visibility to go live is 3rd week of June

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hello,
my friend have doubt that swiping/tap and pay rupay csb credit card also get 2% cashback or not on selected category offline?

You will get 2% cashback as jewels on your selected category for all of your spends whether its UPI,online, offline or contactless.

Minimum transaction of 100 or above

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Any info on Merchant EMI, like choosing EMI on respective site such as Amazon and Flipkart.

Sir, also one more thing if we have like 1L limit, we spend some 60k on it, then the statement is generated on 7th May, we get 15 days to pay and available limit is 40k. When we try to do some transactions after bill generation payments didn’t go through. I have faced this issue and checked with customer support. The support team investigated and said to me pay the due even though due date is 10-15 days away. Kindly look into this as well.

Hello Tamilarasan,

Thank you for bringing this to our attention. We’re sorry for any inconvenience caused. We’ll reach out to you via DM shortly to have this addressed for you. Thank you.

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@Shawnpinto
There should be periodic offers to increase credit limit just like other banks provide. Mainly this offer should be more aggressive (every 3 months instead of 1 year or 2 years (other banks)

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One more suggestion is,
You have given the option to redeem the jewels as cash, gold and coupons. Kindly add one more category as “investment” So without redeem the jewels as cash, we can directly invest the jewels in mutual funds, so user will get benefit.

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Anq app is launching the same feature with yes Bank credit card, their pi & phi cards. If Jupiter launches them it will be great

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Misleading Marketing: Jupiter CSB Edge Credit Card is NOT 3-in-1

The Jupiter CSB Edge Credit Card is marketed as a 3-in-1 credit card. But what does 3-in-1 mean otherwise? It implies getting all three benefits in a single card. However, this is completely false when it comes to this card.

Each quarter, I can choose between shopping, travel, or food, and I get 2% cashback on that category. So, if I choose shopping, I get 2% cashback on shopping and a mere 0.4% cashback for the other two categories.

Most other cards offer the same 2% cashback for all three categories without calling themselves 3-in-1. What Jupiter has done is categorize spending into three segments just to give less cashback on the other two that you don’t choose.

Jupiter should stop marketing this card as a 3-in-1 card. If anything, it should be called a “Any 1 out of 3” card because that is what it is.

I expect a proper and prompt response from Jupiter on this matter before I take it to consumer court. @Shawnpinto @Nikhil_Godbole

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option of redeeming jewels for a travel. Jupiter users and users of other OTA’s has travel in common. Plus, I get to earn jewels for my txns. Why not an option to redeem that jewels while booking a flight tickets. In fact, Amex GBT is an travel extension of Amex Cards and it was started with same focus.

However, Jupiter has got upper hand as tech has moved notches above from when Amex GBT was launched so there can a seamless travel flow on jupiter where I have option to redeem my jewels for travel and I earn more jewels for booking on Jupiter just like HDFC Smartbuy [Earn & Burn].

I have Jupiter edge csb bank rupay credit Card, I did yesterday shop from amazon RS 2101,I don’t get 250 welcome voucher

Hai @iqbalcks Welcome to the community.
What was the mode of payment? UPI or Card Swipe?
Please do check and confirm the Jewels section.

Card payment, online payment shop from Amazon

You should do a merchant payment of UPI by QR code scan more than rs.100. you will get it immediately.i got my 250 voucher through it .

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I think now the amount need to be 2000+
@iqbalcks, As Akash pointed out, a user need to do Scan & Pay/ UPI in order to be eligible for the voucher

1 Like