Your Debit Card, now in Metal đź’ł

Hi everyone!

We got some exciting news for all of you. We’re launching an update where you can now upgrade your debit card into a metal card, issued by Federal Bank :credit_card:

This upgrade option will be available soon to all Jupiter users with a savings/salary/PRO account.

So, what does the card look like?


Sneak peeks :eyes:


Here’s what the older design looked like :eyes:



Before we roll this out to everyone, we need your opinion :index_pointing_at_the_viewer:


Please pick what you prefer below :backhand_index_pointing_down:

  1. Which approach do you like better overall?
  • Variant 1
  • Variant 2
  • Variant 3
0 voters
  1. Are you interested in this offer?
  • Yes
  • No
0 voters

If not, what would you change and why?

  1. Suggestion on what kind of perks/welcome benefits you’d like to have? Make sure it’s under ₹5,000! Drop your suggestions in the thread below.

How do I get one? :thinking:

Once we roll this update, all users with a savings/salary/PRO account on Jupiter will be eligible to upgrade.

We will notify you through the app, WhatsApp, or you may see banners on the app.
So, stay tuned!


Timelines? :spiral_calendar:

Well, we can’t commit to a date just yet but we’re closer than ever :slight_smile:

Let us know the variant & welcome benefits you’d like to have in the thread below and let’s get this rolled out soon! :victory_hand:

@trust_level_0

2 Likes

I need metal debit card

2 Likes

Good sir

The welcome benefits seems ok ok to me as the benefits offered are easily available and that too on discounted rate then what is counted in calculation of 5000 worth of benefits. I would like to provide an option to the user to choose between the mentioned offers or to go with escalated cashback for first few months after upgrading to metal DC which would provide more flexibility.

4 Likes

Option to choose amazon pay/shopping voucher, cost is a bit too high, needing to spend ₹75,000 for 1 domestic lounge visit after spending 7.5/9 k does not make sense, the new kotak infinity metal debit card is priced sensible at ₹5k and people can get it for free after depositing ₹81k, there should be a option to get the card for free or at a discounted cost after hitting a certain milestone

4 Likes

I consider Kotak 811 to be your competitor. Take a look at the Kotak 811 Super Savings account and the Kotak 811 Infinity Metal Debit Card to identify areas where you have room to improve.

3 Likes

If it was in black colour, would have awesome.

4 Likes

First of thank you for this update.
I want to change some things:

  1. Amazon prime membership is good but all other membership is kinda waste/not useful for most of people.
    Instead give amazon shopping voucher/Amazon Pay voucher / any popular E commerce site vouchers if possible

  2. Instead of 2% make it 5% upto 1000.

  3. Card joining fee makes sense if we get amazon vouchers of value 4k or 5k.

7 Likes

I would like to know more about eligible merchants list/category for the monthly cashback as well.

3 Likes

Maybe include the buy 1 get 1 free on movie /any show tickets per month [no cap]offer like kotak does and some otehrs do. My boss used to take us for fun saturdays using that, even in insignia and pvr lounge sometimes. The catch was we had to make sure we book via bookmyshow, only then it worked. I would love to have this offer on my own Jupiter account card so it feels more special and exclusive.

Those other offers except Amazon Prime..never heard..maybe provide more popular platforms instead? For food and dinning I have Swiggy BLCK membership, maybe provide something in that or something special in 5 star/7star places that can actually be useful as a special resource.
I checked what Playbox is - the only value partners i see, atleast for me are SonyLiv, Zee5, JioHotstar, and maybe at most discovery+. Instead maybe include the popular platforms as a pack that are used most of the time - such as-Netflix, sonyliv, zee5, prime you are providing already, spotify, discord, linkedin, google one, ola, country delight, swiggy or even some investment platforms like INDMoney, Groww, smallcase, thesouledstore, airbnb, any software or ai tokens, useful stuff like that which will actually add value for us and not another new platform to the list.
EMT pro[EaseMyTrip I am guessing] is useful as its lifetime. So thankyou.
Easydiner I think wont be an issue as I read at some places that they offer more discounts compared to other famous platforms..so lets check it out. Just wondering if they have the same range of restuarants. If yes, then cool, will start using that too.

Also, can someone please clarify and explain to me if there are any recurring charges/fees/minimum account balance or such pre-requisites needed? I really want the metal card, tried those challenges coming up but this time it needed 50k spends in like 15 days so i was out :smiling_face_with_tear:

As someone else mentioned as well, there should be like some milestone like maybe maintain x amount of balance in account for x months to be eligible for free metal card[i will save up in this account then].

Colour options please :slight_smile: black with red stripes or such, or black and golden.

I got 2 other accounts so will have to move around the money, but is there any way the upi and debit card can be linked for certain vendors or all? I often self transfer for investments as its automated from another account..

So to summarize what will have real world impact for me:

Movie/show BOGO every month (no cap) via BookMyShow or PVR—brings that “VIP squad” energy. No complications or cost barriers.

Swap less‑used perks (Playbox) for the heavy‑hitters:

Netflix, Prime, Spotify, Discord Nitro, Swiggy Blck, Google One[Annually renewed]

Or even Groww/INDmoney investment for premium tiers—investor flex! I use INDmoney.

Milestone‑based free metal card: keep ≥₹10 k avg. balance for 3 months → free upgrade. The current normal card can still be used in case the balance goes down.

Custom card colors/styles: dark matte/glossy black with gold or red accents to match my accents. Seeing own reflection in the black glossy card will be such an aesthetic touch.

Question:
Any recurring fees, annual maintanence, minimum balance or other pre-requisites?

Honestly, this new upgrade offer feels more like hype than real value.

The high upgrade fee doesn’t seem justified — especially when most of the features are either already available through basic plans, bundled offers, or common subscriptions like TimesPrime, which many users already get at discounted rates.

If you really want to make an impact with this metal card, consider offering:

  • A fixed % cashback without capping — that would truly add value.
  • The metal card at a nominal cost or free, especially for loyal customers.

As a customer, I’m looking for transparency and practical benefits, not just a flashy card with benefits I already have elsewhere.

Hope the team reconsiders and brings something that truly stands out and benefits users meaningfully.

Thanks.

2 Likes

Please listen this guy’s suggestion! 7500 rs for a metal card is way high! Hope it’s not made of platinum or gold!! :sweat_smile:
Metal card should be achievable by some milestones also within the app by the way. Check Kotak metal debit card for suggestions!

3 Likes

Fees is toooo high for the benefits provided. Joining benefits are mostly useless and definitely not worth the 5000. Can track spends on debit cards also for the lounge access. Please work on the joining benefits.
Not the other side credit cards like Infinai, EPM with 10k fees and equally good joining benefit provide not spent based lounge access.
If I could apply for low fee and without lounge benefit. i am think of applying for the card. But all the current 3 variants are not worth the fees.

Card cost is very high and rate of interest is very low. Even IndusInd Bank provide metal Debit card in savings/salary account which is totally lifetime free and rate of interest is also higher than Federal Bank. Even Union Bank provides metal Debit card lifetime free on savings and salary account. So this metal Debit card not worthy of taking.

These cards really want to seem premium, but there’s not much to get excited about. The perks are just the usual stuff—Amazon Prime, boring subscriptions, and barely-there cashback. Even the design feels cheap, and most new features are all hype with nothing useful. For what they cost, you’d expect better rewards and real value, not just fancy marketing.

7499 is too much for a debit card.

Hi,

The price is premium but offering is bit low. Bro trust me if someone can afford 8k-10k to get a metal.

  • He/She will not spend this much to have 1 year amazon prime.

  • Talking about cashback please clarify is it Jupiter rewards or a proper cashback or a in gold investment way.

  • And seriously you are saying spend 75k for 1 quarterly Lounge Access that too not clarified if UPI Spend will be counted or not because indias 70%+ retail consumers are paying via upi. Bro this premium segment consumer can have a credit card to get this without even spending cap. What better you are offering. You know even Stable Money is advertising that get a minimum 1k fd backed back and have 2-4 quaterly lounge access. I mean I am choosing the premium so deal with me like premium.

  • Clarification on Annual Maintenance Charge on the debit card.

  • EMT Pro is shit, people nowadays are smart they visit sites like skyscanner or try 2-3 sites before choosing air travel. A better membership package can be offered.

In simple words: Price of the card doesn’t justify the offerings. Don’t be in rush to offer anything because customer asked for. Because this offer is like one side card sale

4 Likes

Kotak811 metal DC also has limitations - its not VISA Infinite, its VISA Signature and only available to new customers…

I think the poll is a good feedback about the offering. About 57% said they don’t want it

1 Like

Thanks everyone for sharing your feedback on the Metal card.

We’d like to know your thoughts on this a bit more, and would want to know you better.
Please fill in this form below.

Thanks in advance! :raising_hands:

@trust_level_0

1 Like