As far as interest income is concerned, people tend to perceive it as a fixed income investment, much rather like FD or a bond (both could have some degree of risk of capital loss - extreme scenarios). Wouldn’t equate this product in the same realm as this.
Not dismissing it as an asset class, I meant this product cannot serve that purpose for someone like you and I as we are not merchants who receive income through QR codes.
I myself am dabbling amongst some choices to start of P2P fianncing investment. Just got myself registered on Faircent. You got any thoughts? Starting a separate thread for the same!