@nishesh So there’s the On Demand Salary option, Higher forex limit & Health insurance. Rest should be similar.
Since PRO users got a revamp, we’re bringing more value to our Salary account holders as well.
@Shawnpinto , Maybe provide a one time upgrade to Metal Debit Card for PRO users who commit for 1 year PRO membership via FD of 10k / 25k / 50k. For any subsequent issuance / replacement, standard rates apply. But please keep Annual charges at ZERO.
Also this premium card can offer some additional PRO features such as higher withdrawal & spending limit and higher tap and Pay limit. VISA Infinite upgrade with different insurance protection features on the lines of HDFC Debit cards. ( Platinum debit card )
Some features for PRO :
Gradual increase in forex markup fee exemption limit till you are PRO until membership is cancelled and subsequently start from Rs 25k again.
Same can be done for cash back ( Jewels ) on debit card spends enhancing them from Rs 100 to Rs 200 … quarterly until PRO membership is cancelled. After cancellation, limit reset to Rs 100.
All this can be done with an Overall cap as well.
Also a PRO focussed UI with Black spacefire theme in the home and payments tab will give a premium feel to loyal customers. Maybe have a different App icon for PROs too while you are at it.
I wanted to hear the Community’s thoughts on the current offerings and how we can improve it further. Splitting this in 2 sections.
Those who are PRO
How is the experience so far? What’s good? What could be better?
Those who aren’t PRO
For those who don’t have a PRO account yet, we wanted to understand if the current offering excites you? If not, could you suggest what benefits you would like to have to turn PRO?
Recapping what is PRO for your reference:
How to unlock PRO?:
Maintain Net Relationship Value (NRV) of 10,000 or more in a calendar month to become PRO. Your NRV is your average account balance, it includes your pots and super pots balance.
What do you get as a PRO user?:
1% cashback on UPI on spends up to Rs 10,000/month (you earn up to Rs 100/month)
1% cashback on DC on spends up to Rs 15,000/month (you earn up to Rs 150/month)
zero forex fee on international transaction of up to Rs. 25,000/month (you save up to Rs 875/month)