See this also, for non pro member
NRV should be modified or it should have less value
As a student it’s difficult to maintain a balance of 10,000 which is the min value for nrv rewards system for the Jupiter .
Amount should be decreased to 2000 or 5000 , rewards can be cut to half like 250 for 10,000 and for 5000 it would be 150 that would be a good chance for other students too with min balance .
It will attract college students and others more cash flow .
Aggre with you
Increase reward for Pro Customers
Give merchant offers like Swiggy, Zomato, Amazon, Flipkart etc. Because currently the merchant offer is useless
I still don’t find the Pro thing enticing.
It’s just a small jump in the cashback limit. The 250 limit is not that good.
The cashback is also applicable to a small set of merchants. I usually do small transactions through UPI like daily grocery or rickshaw fares. Considering those transactions are not applicable, I literally don’t have any benefit from this rewards system.
For more significant or digital app transactions, I mostly use my credit card as it is far more rewarding.
to get the full reward points, I need to spend 25000 a month against which I get only 250rs cashback. Using a credit card for the same spending can get me better value any time of the day. Even if I am a student, services like OneCard can help me get a credit score (and tons of offers) and apply for an even premium credit card as I start working.
I suggest bumping up the cashback % to 2% and keeping the limit to 500.
Also, any UPI transaction could qualify of course only above a certain amount.
The Forex limit increase is the only good thing about it. However, I personally don’t require it that often. I’d rather use the Niyo Global card or Fi or other zero forex services for big transactions.
Otherwise, the Pro experience isn’t adding any value to me. It feels like a gimmick where earlier banks used to make it compulsory to keep a min balance, now, y’all are asking it politely.
I second that
Seconded. The reward system is practically unusable for most people and is super non-competitive compared to credit cards.
Maybe you should reconsider the entire Pro benefits system.
@here thanks for your suggestions. Evaluating how we can incorporate some of this in our product!
I just used the on-demand salary feature to create my NRV pot and Now I’ll be a pro user. Big brain time
count fd as nrv(net relationship value) for pro in jupiter.