Agreed 
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So without debit card you are planning to spend via upi only ?
UPI MDR is zero so no earning for bank in that case
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ATM withdrawal left the chat.
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Okay i got your point
So if you don’t need the debit card linked with various benefits then you can easily cancel the card & used your account as a basic savings account with some restrictions but without any charges. 
I am using au bank’s card for that amazon pay 100rs discount on Friday offer 
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I love rupay platinum for that and no additional charges on most of the payment gateways 
You can go for HDFC Millennia Debit Card with annual fees of ₹500+GST
- 2.5% cashback on Online Spends
- Most interesting, you can get 1% cashback on wallet and offline spends
If you want to know more 
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Its a good Card but i am already using hdfc easyshop debit card for many years
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Yes, I have also NSDL 
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But only 5k cashback every year 
Yes
Is Jupiter providing 5K per year for doing nothing?
With HDFC load Wallet and transfer back to account. Does Jupiter also give rewards for this?
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I thought of having that account but never liked the charges and fees 
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Random charges 
sometimes 15 per month sometimes zero , sometimes account opening charges 599 sometimes waived… Don’t understand what they’re doing…
One problem with the account, they don’t allow to change registered mobile number.
Jupiter giving 3k per year without any fees just maintaining 10k per year.
This is one advantage
Are you talking about the interest? Even HdFc gives the same also 3% of 10K is 300 Rs not 3K. Are is there another way to get 3K?
He is talking about 1% reward system on upi and debit card. Maximum upi reward is 100rs & Maximum debit card reward is 150rs p.m. for pro user. So 250×12 = 3000rs.
Oh ok I didn’t know about that.
No I’m talking about 1 % reward, and if you fixed deposit 10k for 1 year you also received 705 extra ( 6.8 % p.a.)
How…Is it by Jewels?