POTS for 2022 | Start by saving? Thoughts?

[shkilluminate (Shrihari)]

Pots is a really good feature,

I’ve used this feature to separate funds from the main account balance so it limits me from spending the excess money via UPI or card.

Used pots to store the jewels received, also any passive income so as to park funds.

Many are dissatisfied with the interest rates provided of 2.5%. An increase in interest rates for pots and also a set of rules like automatically depositing funds into pots after a specific transaction. Basically an auto save feature.

Introducing roundups or rules for pots

Everytime a transaction occurs, the actual amount can be rounded up to the nearest number and the difference which is a spare change can be saved in pots which accumulates over time and makes a good saving. This feature exists already in the fi neobank I guess. Jarapp, spenny, roundups, deciml all have similar functions. Introduce this feature if possible.