Payment approval using finger print scan

Please enable finger print scan approval for payments upto certain amount say Rs.1000 instead of entering PIN. It will be helpful for small payments.

4 Likes

Yes it is actually a very good idea

3 Likes

Alot of us would disagree because fingerprints aren’t really reliable and can lead to accidental payments. Some are buggy too. As a security measure I think a UPI pin and Mpin is really required to make a transaction. Anyway contactless payments can be done with the Jupiter debit card without entering the pin.

1 Like

I think it might not happen because of RBI regulations. The relent reading this is why Apple Pay can’t come to India, cause it’s whole USP is touch, biometric and go, but RBI was insistent on a PIN component.

I am not sure though.

1 Like

Paytm Payments Bank have already integrated this option.

5 Likes

Ah well, I must be wrong then. As I said I wasn’t sure :smile:

2 Likes

Ok… Let us left this for Jupiter management for suitable solution.:pray:

1 Like

Icici iMobile app also has this feature. Its really convenient.

2 Likes

That’s cool that Paytm and icici already have this feature, would like to see in Jupiter as well as I have never used this feature, Sounds like a good idea.

@Shawnpinto

1 Like

You’re right about the fingerprint method. Seems a bit riskier than MPIN.
We’ll see if we can try an alternative method for quicker smaller payments.

1 Like

@Shawnpinto @Jiten How about a nudge like swipe to pay notification on phone when someone is doing a transaction with debit card. Something like what one card has? I think this will help in double checking when someone swipes the card or for NFC payments. Your thoughts?

2 Likes

Transaction limit (lets say max 1000 allowed per transaction) for fingerprint method can reduce risk. Same can be done for transaction approval by swiping in the app.

2 Likes

Yes… Instead of m pin an approve button for smaller payments can be installed. Only a suggestion.

2 Likes

Hi,
Since last month I’m not able to authenticate transactions via fingerprint in Paytm. It asks for passcode only. How about you?