Payment approval using finger print scan

Please enable finger print scan approval for payments upto certain amount say Rs.1000 instead of entering PIN. It will be helpful for small payments.

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Yes it is actually a very good idea

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Alot of us would disagree because fingerprints aren’t really reliable and can lead to accidental payments. Some are buggy too. As a security measure I think a UPI pin and Mpin is really required to make a transaction. Anyway contactless payments can be done with the Jupiter debit card without entering the pin.

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I think it might not happen because of RBI regulations. The relent reading this is why Apple Pay can’t come to India, cause it’s whole USP is touch, biometric and go, but RBI was insistent on a PIN component.

I am not sure though.

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Paytm Payments Bank have already integrated this option.

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Ah well, I must be wrong then. As I said I wasn’t sure :smile:

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Ok… Let us left this for Jupiter management for suitable solution.:pray:

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Icici iMobile app also has this feature. Its really convenient.

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That’s cool that Paytm and icici already have this feature, would like to see in Jupiter as well as I have never used this feature, Sounds like a good idea.

@Shawnpinto

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You’re right about the fingerprint method. Seems a bit riskier than MPIN.
We’ll see if we can try an alternative method for quicker smaller payments.

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@Shawnpinto @Jiten How about a nudge like swipe to pay notification on phone when someone is doing a transaction with debit card. Something like what one card has? I think this will help in double checking when someone swipes the card or for NFC payments. Your thoughts?

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Transaction limit (lets say max 1000 allowed per transaction) for fingerprint method can reduce risk. Same can be done for transaction approval by swiping in the app.

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Yes… Instead of m pin an approve button for smaller payments can be installed. Only a suggestion.

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