Just today, I began receiving a number of registration messages on my phone. Because this was unusual behavior, I immediately went to my bank account websites and changed the passwords.
Then, while checking my email, I discovered that two unauthorized transactions of 14000 and 25000 had been made on my Paytm postpaid account. I filed a complaint about cybercrime on the government’s website, and I also filed a ticket with Paytm Postpaid.
However, I am concerned that my credit score will be harmed as Paytm will take its sweet time to do the fraud analysis, and till that time, this amount of 39k would show as outstanding. Any suggestions?
It’s my simple doubt… Isn’t that hard to find the beneficiary of those two transactions? I think Paytm doesn’t support transferring the limit to personal account. So it should be of some business account or rent payment etc. Sorry if I wrong
However, in this case, ABFL is the lender and Paytm is merely a facilitator through it’s platform.
For the lender, I am just a number who has to make the payment [because the lender is unaware of the fraud]. So, in this case, how would the lender learn that this is a disputed txn, given that the lender would impose a penalty based on the due date?
Ooohh… I’ve never heard of this kind of fraudulent activity before…
In short, no one is safe from anyone.
As @alexnazy said before, I too thought the transaction may be under a pending state since it uses the postpaid limit.
Hope it gets resolved soon
For the past few weeks, My brother keeps on getting similar UPI requests from ‘Flipkart’. I searched for similar instances on Google and could find only 1-2 complaints. I was unsure if it was some sort of fraud or if someone was entering his id by mistake. After hearing this, now I am scared for him.
@Vijay_Raj_Jindal Hai, Welcome to the community
I suggest you to create a support ticket by contacting the PayTM customer care (either by their chat option or by call)
Also, its better to highlight this issue on Twitter by tagging PayTM