Need help against a scam

Help
1

Hi…
A few days Back I reading some messages in device channel and someone selling Amazon gift cards at 40% discount and said carding as source.I chat with him and ask for proofs and everything looks legit.He asks 5k gift card for 2k.I don’t know my brain which state in that time…I know that would be end up in a scam but I pay him 2k.The UPI in starting give is not available or seems to be some error and later he provide me gpay UPI I’d and I pay him the amount.
And then he just offline and said 5k voucher is not available,only 10 voucher is left so pay 4k more.I then He just a bloody scammer and refuse for refund back my money.
I immediately raised a complaint in cyber cell and ver next My amount is put on hold (scammer bank is freezed).I also raised a dispute at jupiter end and it says 90 working days is maximum time period.

I know it’s a just small amount for some people but its a big amount for me.In last I just want to know,Is there any chance I can receive my money that I lost.

Please help reply if any step I miss.Thank you in advance.

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2 Likes
2

You might still receive your money but it would still take a very long time. The cases which involve huge amounts are solved on priority ig.

2 Likes
3

Do raise a complaint on RBI Ombudsman if you don’t get a satisfactory reply within 30 days. Hope, your money will be back.

4

just forget about the money. You won’t get it back

5

How you sure about it

6

because once the transaction is done with your consent, you cannot get it back.

Couple of friends have shared OTP and money is gone. They tried to get it back, but couldn’t. They complained to bank, cyber crime as well.

Anyways, try as much as u can … let’s see

7

In April 2023, I received a message on WhatsApp from someone offering an online job promoting e-commerce product reviews. They asked me to buy the products and review them, promising that the product amount and a commission would be added to my account.

They continued to add high-value products, and during that time, I was not thinking clearly and ended up giving around ₹615,800. They then increased the product value to ₹1.3 million and asked me to complete the task to withdraw the money, which I couldn’t do.

The scammers used the name of a known e-commerce company, OnBuy (an England-based company), to deceive people. When I realized I had been scammed, I immediately contacted the OnBuy social media team, who confirmed that it was a fake website and assured me they would report it.

Without informing the scammers that I was aware of the scam, I immediately filed a complaint with my bank and the cybercrime department and also visited my bank branch. The bank’s assistant manager confirmed that the scammers’ accounts were frozen and that the money was still there.

Despite this, I received no positive response from the bank for a chargeback. I escalated the matter to the RBI, but their team showed little interest in resolving the issue and focused only on closing the ticket.

I have emailed the bank’s CEO, but their senior management keeps telling me to follow up with the cybercrime team and that they will only proceed once they receive an update from them. Since then, I have been continuously following up with the cybercrime team, but the person handling my case often claims to be busy and is now not even responding.

The RBI states that any scam reported to the bank within 24-48 hours will result in a refund, but I believe this is false because no one is helping, and I am still paying EMIs on the amount I borrowed.

I don’t know how or when I will get my money back. If anyone knows a way to resolve this, please suggest a solution that does not require any additional money, as I have exhausted all my savings.

I live with my parents in a rented house, and my salary is not sufficient. I am in a very bad situation right now.