Insights | What's the right way to track? 🤔

Have you been checking out insights lately? Just curious to know how you consume the data provided to you. Does it help you make a better conscious decision? What else do you think can be improved in this feature?

Oh and, we’re working on the tags feature. This feature will help in further identifying and categorizing debit & credit transactions. Tags can be used by a user to search specifically for certain transactions using filters.

Tagging transactions would help solve the following problems:

  1. I can’t remember where I spent & how much → tags would enhance the existing solution of spend/income categorization.
  2. I want to monitor and pay my ‘need’ expenses on time
  3. I don’t remember who owes me and by how much


Note: These are just sample images. It’s still in the works (More updates on this soon)

What do you think? Let us know in the comments below!

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Tagging multiple line items

Eg. For some txns, Jupiter is not able to tag them → and if such txns are multiple → then it becomes cumbersome to tag it to particular category → if, there is an option to select multiple lines items and tag; the experience would be notch higher.

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@kingzeusvj So for example:

Transaction 1
Transaction 2
Transaction 3

All were used for transfers to a friend. But you want it to be more personalized - so you name it “Loan to x”.

But we should be able to select them all at once? This reminds me of an SMS app. We can long press line items and mark it.

Something like this?

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Yes. You are bang on the point.

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I think the auto-categorisation should be replaced totally by tags. Because having two features which serves the same purpose is cumbersome.
User customisable tagging along with an option to add comments would be really awesome. Something like Bear Notes (photo attached below)


Because some people might just want to categorise purchases on basis of priority like :green_circle::yellow_circle::red_circle: rather than food, travel, etc.
Or maybe they need to assign multiple tags to a single payments. A tagging system altogether would be far more superior and flexible. That would also filter out the amount of people who use Jupiter casually vs the one who are actually utilising the insights feature.

In case of an ATM debit, a side column can also be created based on the withdrawal so that the user can come back to the app and micro-manage the cash he withdrew from the atm and categorise expenditures in the app.

Another cool thing that can be done is creating a location based timeline of payments that you make via your app/card POS. Something like what Apple Card does. (image attached below)

Some apps like Google Photos utilise an interactive heat maps to show an overview about where you take the most pictures. (image attached below)


This can be a quite creative approach to how some users can see their heatmaps about where they spend the most. Ultimately, some expenditures can be psychological.
If a street makes you pay more when you walk over it, that’s just a monthly subscription of walking in that area. Can be avoided. But got to notice it first.

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Kindly read the point no 4 in my post (graphical representation was my feedback)

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I really appreciate the creativity in suggesting the heatmap feature for spendings. But isn’t it an overkill?

if it’s not overkill, what’s a neobank worth?:joy:
but on a serious note, many expenses are psychological impulse which some people fail to notice. So, it’s a nice way to track.

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For an average person in your locality what are the regular expenses do you think he/she gonna make that’s worth to be tracked on location heatmap?

Just trying to understand it’s potential imapct on psychological impulse.

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I never intended these features to be implemented on an average user. An average user is happy making his payments using Google Pay/ PhonePe with no tracking or expense management whatsoever.
But Jupiter is about giving “Insights” so as to speak. So maybe for example, I make frequent payments, say at a local kiraana store. That area would appear more red. If i choose to click on it, it would show #groceries for most of my payments. I’d know that these payments are my everyday. However, if you see another red area which you are unaware of, you can tap on it to realise that “oh maybe i am spending way to much on my local cafe tagged with #food
I just think that visual cues can be much more indicative of your behaviour across.

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First of all I believe neo bank’s primiary moto is that it strives to provide simpler and more efficient finanical/banking services to the average users.

Secondly if I click the insights in the jupiter app and if I see my spending is higher in groceries, shopping etc., I could instantly recognise where these regular expenses were made. Beecause I already know very well where I do regular shopping. For instance if I see high spending under shopping I instantly know that I’m spending more on Amazon. For others it could be local store where they do regular spending and they could also instantly able to recognise the same.

So my argument is that the extra step Location heatmap sounds cool but not necessary as it just an extra step into insights.

Just my view. Others could feel different.

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Everyone can have different definitions regarding what neo-banks means to them. I think your POV is also correct, however I look at it more from an enthusiast standpoint.

agreed on that front, but not every merchant is sophisticated when listed on your statement. Some would have very weird names and at that point in analysis you’ll keep scratching your head about where that payment was made. In case you make a lot of digital payments.

I can’t comment anything on that honestly. Because we can have different use cases. Although I know in terms of having scalability, it is a terrible idea. But enthusiasts might be into it.
However, thanks for the conversation. really appreciated

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Its good to know your ideas. Cheers

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same to you. cheers :beers:

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I’d absolutely love this! Reminds me of Snapchat’s stories map. Fun, lively, interactive, and coooooooool!

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Psst… you can soon custom tag your transactions and filter view them on insights! :eyes:
This will be rolled out soon.

As you can see, there will be a tagging section in the transaction details below.

In insights, you’ll see a filter option and the tags you have created.

And if you click on the tag, it shows you all the transactions for that particular tag.

What do you guys think?

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Sounds like a plan! Way to begin March, Team Jupiter.

I’m curious about how Jupiter handles insights about my other bank account though. UPI works with my other bank, so I ended up using that bank as my primary in Jupiter for my mainstay (until you guys fix my Jupiter UPI linkage problem).

The concern is, would Jupiter recognise those transactions done with the other bank UPI and add it to my account insights info? Or is it just Jupiter UPI transactions?

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@nateavi It’s only for the the transactions you make via Jupiter account. Including credit transfers!
This also includes using Jupiter UPI on other apps.

Ouch. It’d be awesome if Jupiter could tag transactions done via other bank UPIs too. Technically, aren’t they going through Jupiter’s app?
I can see them in the transactional records.

It’d be cool. But I understand if there are challenges to pull that integration.

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Please introduce custom categories.

This feature is so close to the already existing feature set that building won’t take much time and the effect on usability will be enormous.

The single most important feature to me is the categories feature. Every transaction is categorized, and the data makes personal finance[at least expenditure] so nice and clear. But a selected few categories don’t work for everyone. Students will want different categories than professionals, and different professional will want different ones too.
I did try adjusting to the given ones, but it’s simply frustrating to have the feature and then not be able to categorize the things I want to.

Now I have to remember, “This thing I have put under services” and these under" miscellaneous" and these under “pets” because I need a category and I have no pets. The existing number of categories might do the work very well, if only Jupiter could add custom categories.

The tags feature is too many clicks for instant regular use, couldn’t keep doing that after trying it for a dozen or so transactions.

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