I suddenly got a message after a transaction of 4.99$ that forex charge of inr 11.1055 will be reversed. Why is that?
Zero Forex Charges on international Debit Card purchase transactions
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Upto ₹ 25,000 per month (for Savings Account)
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Upto ₹ 1,00,000 per month (for Pro Salary Account)
3.5% Forex Charges on international spends beyond the above mentioned limits
Important! The Forex Charges will be levied instantly on all international transactions and will be reversed, if applicable, on a weekly basis 
As your transaction within the limit that’s why Charges reversed.
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oh ok, would be easier if they wouldnt charge 3.5% in the first place though.
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Absolutely right @RSSM