Edge Visa Credit Card

News from Jupiter
275

Go for Scapia Federal Credit Card. They have started approving applications of existing Fi & Jupiter savings acoount holders, as earlier it was getting rejected in the name of existing relationship with Federal Bank.

Moreover, Scapia has smooth onboarding process, relatively higher approval rates then Federal Bank’s native cards and gives really good limit. I have seen screenshots of card approved with 5L & even 10L Limits.

Gives 10% Scapia Coins as Cashabck and 5 Coins = Rs.1, so effectively 2% Cashback on all online transactions, apart from Scapia App. Coins are redeemable against travel & hotel bookings from Scapia App.

Gives 20% Scapia Coins as Cashback for transactions done on Scapia App, so effectively its 4% Cashback.

The best part is its LTF, so whether you use it or not, no issues.

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276

They rejected mine by saying too much enquiry on the credit report meanwhile the only enquiry I had was from axis for the kiwi cc :smiling_face_with_tear:

277

The main culprit is Federal Bank, so if your will apply for either Fi/Jupiter CC or their native CC, your application will be rejected.

As far as I know, they require 0 inquiry in last 6 months.

Btw did you get Axis Bank Kiwik CC?

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278

Federal and Axis are the worst when it comes to approving the applications even with good credit scores.

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279

Federal Bank single card per user policy is the main culprit here… So many cobranded + native federal card but we can get only single card :upside_down_face:

Axis bank right now is the new devaluation king :smile:
time to close all axis card except kiwi :kiwi_fruit:

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280

Yes got it but still it can’t show card details and it’s in app scan and pay never worked for me till now always show unstable network connect to another network

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Are u able to use the in app scan and pay ?

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Try to reinstall the app & if doesn’t works then report the bug via mail to kiwi

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Axis is famous for its Akkad Bakkad Bambey Bo Approval standards.

They might issue cards to students & housewives in first go but repeatedly reject applications of self-employed persons.

There are so many applicants who have faced their idiotic approval system.

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284

Which App & Card?

285

Same here :sweat_smile::crazy_face::sunglasses:

286

I called axis Bank customer care for another reason. They asked me whether I needed Indian oil Rupay card , I have an offer on my account and that I don’t have to do KYC. :thinking:

@maulik.n.raval Do you think it is pre-approved? I don’t think I am eligible for such an offer :sweat_smile:

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287

Don’t fall for it. I was apparently pre approved for an BPCL SBI Card which never got approved. I know it’s a different bank, but the approach.

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288

Thanks :heart:. I said no.
Are the customer care agents getting any special bonus if the user applies for CC or loan ? :thinking:

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289

I think so as they have some targets, but sometimes they legit approve the cards as well.

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290

Agents have upselling targets and get paid for confirmed sale (in this case an approved card)

291

If you have an axis mobile app… just go to apply card option … Then after giving some consent… pre-approved cards will be shown which r all paid cards and it will be instantly approved.

My all 3 axis cards r approved under max. 5 min. On shared limit

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293

I would like to bring the discussion back to thread topic i.e. Jupiter Edge Credit Card :credit_card:

Today, I used the Jupiter Edge Credit Card for the very first time.

Swiped at PVR for ₹1,000 (spontaneous post dinner plan for Mission Impossible).

I received an instant transaction alert, Tap to pay worked well and transaction was approved even before touching the POS machine :grin:.

For this ₹1,000 transaction at PVR, I earned just 20 Jewels (₹4). This turns out to be just 0.4%. However, it may increase to 100 jewels (₹20) at the end of billing cycle.

As per the reward structure, one can earn 5x jewels on top 3 brands and 2x jewels on all other brands at the end of the cycle.

Although, one can earn only a maximum of 2,500 jewels in a month (₹500).

Lounge access: 1 Domestic lounge access is provided every 3 months, subject to a minimum spend of ₹30,000 in the last 3 months.

In the app, there are 4 paid ‘10x reward booster’ available, starting from ₹249/3 cycles to ₹649/3 cycles.

Note: Reward structure is still not finalised so, it’s best to wait for the official announcement. In the meantime, I will update as more information about reward structure is revealed in the app.

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294

Count me in for the beta access pls!

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@accio