Edge Visa Credit Card

They rejected mine by saying too much enquiry on the credit report meanwhile the only enquiry I had was from axis for the kiwi cc :smiling_face_with_tear:

The main culprit is Federal Bank, so if your will apply for either Fi/Jupiter CC or their native CC, your application will be rejected.

As far as I know, they require 0 inquiry in last 6 months.

Btw did you get Axis Bank Kiwik CC?

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Federal and Axis are the worst when it comes to approving the applications even with good credit scores.

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Federal Bank single card per user policy is the main culprit hereโ€ฆ So many cobranded + native federal card but we can get only single card :upside_down_face:

Axis bank right now is the new devaluation king :smile:
time to close all axis card except kiwi :kiwi_fruit:

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Yes got it but still it canโ€™t show card details and itโ€™s in app scan and pay never worked for me till now always show unstable network connect to another network

Are u able to use the in app scan and pay ?

Try to reinstall the app & if doesnโ€™t works then report the bug via mail to kiwi

Axis is famous for its Akkad Bakkad Bambey Bo Approval standards.

They might issue cards to students & housewives in first go but repeatedly reject applications of self-employed persons.

There are so many applicants who have faced their idiotic approval system.

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Which App & Card?

Same here :sweat_smile::crazy_face::sunglasses:

I called axis Bank customer care for another reason. They asked me whether I needed Indian oil Rupay card , I have an offer on my account and that I donโ€™t have to do KYC. :thinking:

@maulik.n.raval Do you think it is pre-approved? I donโ€™t think I am eligible for such an offer :sweat_smile:

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Donโ€™t fall for it. I was apparently pre approved for an BPCL SBI Card which never got approved. I know itโ€™s a different bank, but the approach.

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Thanks :heart:. I said no.
Are the customer care agents getting any special bonus if the user applies for CC or loan ? :thinking:

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I think so as they have some targets, but sometimes they legit approve the cards as well.

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Agents have upselling targets and get paid for confirmed sale (in this case an approved card)

If you have an axis mobile appโ€ฆ just go to apply card option โ€ฆ Then after giving some consentโ€ฆ pre-approved cards will be shown which r all paid cards and it will be instantly approved.

My all 3 axis cards r approved under max. 5 min. On shared limit

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I would like to bring the discussion back to thread topic i.e. Jupiter Edge Credit Card :credit_card:

Today, I used the Jupiter Edge Credit Card for the very first time.

Swiped at PVR for โ‚น1,000 (spontaneous post dinner plan for Mission Impossible).

I received an instant transaction alert, Tap to pay worked well and transaction was approved even before touching the POS machine :grin:.

For this โ‚น1,000 transaction at PVR, I earned just 20 Jewels (โ‚น4). This turns out to be just 0.4%. However, it may increase to 100 jewels (โ‚น20) at the end of billing cycle.

As per the reward structure, one can earn 5x jewels on top 3 brands and 2x jewels on all other brands at the end of the cycle.

Although, one can earn only a maximum of 2,500 jewels in a month (โ‚น500).

Lounge access: 1 Domestic lounge access is provided every 3 months, subject to a minimum spend of โ‚น30,000 in the last 3 months.

In the app, there are 4 paid โ€˜10x reward boosterโ€™ available, starting from โ‚น249/3 cycles to โ‚น649/3 cycles.

Note: Reward structure is still not finalised so, itโ€™s best to wait for the official announcement. In the meantime, I will update as more information about reward structure is revealed in the app.

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Count me in for the beta access pls!

@accio

This credit card is only for noobs or first time credit card users but not for credit worthy person as me who is having lifetime free credit cards of all banks which is given lifetime free to anyone and having joining fees/annual fees. Every banks sees the credit worthy person in me and given me their higher variant credit cards lifetime free. So I am not gonna apply for above credit card until itโ€™s offered lifetime free to me although my spends are higher than the annual fees wavier criteria but I am not interested until it is offered lifetime free atleast to credit worthy person as me.

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