Which payment method you guys prefer for amounts over 50,000 rs ?(assume convinience fee also). Do you guys have an hack to avoid such fees?
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As showing UPI & RuPay cards are free but some Bank doens’t support ₹50K Transfer at once through UPI .
If you’ve PayTm Bank , You can try .
I’ve tried ₹99K from Paytm Bank ( using UPI) .
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@Roshan How much trustable is UPI for high amount transactions 
. (I heard people complaining about transaction failures and took more than three days to get the amount back)
Have you ever faced any issues?
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Recently I didn’t face such issues for any big Bank account . I do daily transaction.
Earlier I faced same issue that you’ve heard.
Few Transactions get failed but refunded instantly.
Paytm has more successful rate . Now a days GPay & Phone are also appreciable.
I had one recent issue with Airtel Payment Bank , Airtel Payment Bank usually stuck 
I Use Paytm Bank , Federal (Jupiter + Fi ) , Central Bank of India, Sometime Equitas SFB, PNB & SBM .
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I use UPI for amounts below 25K. But above i use bank transfer/ cards
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I use credit card wherever it is accepted… else upi to hai hi.
@Dhruv Have u felt any transaction failures using upi
UPI is getting a real-time fix soon when something goes kaput 
Fintech News Bytes - #21 by Binoy
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@Binoy Thats something revolutionary 
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Earlier it used to fail. But nowadays either transaction goes through or gets declined. Fortunately I haven’t had to face the money hold up till now.
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