Ola Money Postpaid does the same. I have it as a fail safe if BNPL is needed (which isnโt often).
Yeah, but it does make sense. They could be a BNPL but still rely heavily on credit scores. To me thatโs a credit card no matter what they preach.
Hereโs sliceโs website for those whoโd like to check their offering.
Switching NBFC isnโt fun lol. I hope they fix it. Wouldnโt want my cibil to get further tarnished!
Yes itโs a credit cardโฆ
@Subhodeep One More.
Please donโt forget freelancers and gig-workers.
A secured credit card for individuals with low/no credit score or non-regular salary should be an option.
Credit limit should be optimized based on repayment history.
Niyo + IDFC Customers,
Keep your eye in your mail box because bank is sending a Pre-approved credit card offer๐
Heck our debit card should have lounge access!! 
Presently, I have only one credit card from OneCard (not a metal one 
) with a limit of 18000.
Even though some of my friends have already highlighted this issue, I would like to add some points to it.
Take my case as an example:
Since 2017, I was working as Guest Faculty in various Colleges. We donโt get the salary certificate since our so-called โsalaryโ keeps fluctuating month by month. So while filling out an application for a credit card, people like me are completely ignored. We neither belong to the โSalariedโ nor to the โSelf-Employedโ
@Shawnpinto @Jiten So if you are planning to launch credit cards in the future, please do consider contractual employees, freelancers, etc.
Looks at my current debt 
Ah yes I totally need another credit card!
In this case, look into this with a bank since co-branded credit cards limit themselves on who can get a card.
Which card is this?
Cards with more cashback or easy to redeem reward points, less interest rate
I use my debit card more and for all type of available transaction
Cashback, non expiry reward points, some discount or free services for using upto a particular limits, more credit time.
It would be a revolutionary experience to get a 2 in 1 card or we can say a debit card with the features of both
IDFC First Bank Select Credit Card.
Have you got it already and itโs pre-approved? Which variant and what are the benefits and any charges? I havenโt received anything yet. Is there any requirement?
IDFC Bank all credit card are lifetime free for everyone.
Those who already have account in idfc or loan bank will send a link to apply for pre-approved credit card.
If you already have account just wait and do some txn with your debit card not the from UPi/IMPS/NEFT/RTGS! Because bank want customers to use their debit card. #personal experience
They will send it soon.
