In my 20s, I deeply feared debt and spending money in general. I would routinely purchase basic items I didn’t enjoy because the version was on sale; think, Center Fresh over Hubba Bubba, saving pennies.
Now I value my everyday experiences and dammit, I buy “Hubba Bubba”
Hmmm this is interesting. Robert Kiyosaki says that " A house is often not an asset but instead a liability"
Would love to know your take on this and why you consider a house as an investment!
I wish I had spent more on travel! I remember receiving umpteen offers for credit cards, home loans and car loans, but none related to travel! Wish someone told me they have a tie up with a travel company to finance the entire trip for a small interest. I probably would’ve gone for that.
I guess the sleep environment: Burn through multiple expensive pillow/mattress combinations, custom blinds for darkness, have a sleep study and/or get your breathing passages checked out if need be. Demand perfect sleep.
I’ve always had sleep problems and though I did sleep studies, etc. it wasn’t until I started working at Eightsleep and got a Pod (our temp-controlled bed) did I realize what a difference an optimal sleep environment makes. 30% of your life is worth investing in.
Bitcoin. Not a huge fan of the whole crypto stuff but when I first noticed it it was 50 cents and I thought it wasn’t gonna be a thing because it wasn’t even real money.I was wrong.
As for @Jiten’s point on buying a House. I have an addendum.
A house you live in is also an investment in specific scenarios, for instance, if you intend to change it as family needs grow. In that case, it becomes an optimisation between your lifestyle expectations and expected capital appreciation on the current house (also adjusting for lost rental yields/mortgage payments and rent saved).
I concur. I invested too late in good chair (~26yo) and good mattress (~27yo). And between the two, I nearly spend 14-15 hours a day.
So sleep and a healthy back.