I want to get it but asking too much income questions.
application is incomplete.
iCICI is the Aam Aadmi Party equivalent of Credit cards. Everybody has it. Looses its allure.
Nowadays its not easy to get it. They do lots of verifications. Unlike Amex they are very good in approval rate.
I told ICIcI to cancel my Amazon pay card application but they are not listening they saying we cancelled but its reflecting the same. Weird. Another one is Axis wow a amazing bank gives rejections 3-4 times after that they will approved if they are in mood. With a amazing limit of only โน15000/-. Nonsense they updated my wrong DOB too.
Today visited icici bank they asking me to submit 1 year old card with the limit of 1 lakh. Sad part is that My card is not 1 year old I need to wait but no problem
Me with a single credit card, that too secured.
Ahh can you let me know your limit? BOB Can give you the card.
@CarolinMerces R u refering to me? I am using onecard lite with 2k deposit and 2200 limit. I dont have a credit score yet, Thanks to SBM
Ohh wil suggest you to get a indian bank FD card with the limit of 10K BOB is giving cards to these users as well! BOB has very low market share and HDFC is leading now.
Thanks. Let me check it ![]()
Better go with Amazon pay icici credit card
Or flipkart axis credit card with annual fees but with good rewards
Hold up. HDFC has secured cards? Consider me intriguedโฆโฆ
Only branch can do it.
Thatโs a new info. I always thought only IDFC account holders could avail secured card with 2k FD ![]()
@alec and @Aswin_Benny Thanks a lot guys
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Iโve been attempting to get this card for months and months, but I always received the message โPin code not serviceable.โ However, when I tried today, surprisingly took me to the next window and got it approved and activated successfully!
Once again, thanks for reminding me about this card. I truly appreciate it!
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Give a review after few months. See how they are reporting to credit bureaus . I have seen many people whose Flipkart paylater supported by IDFC messing up their credit scores ![]()
@alec Sorry for the confusion, My VKYC got completed and I thought itโs activated.
@Aswin_Benny, Yes, even I got messed up with Flipkartโs PayLater Services provided by IDFC. This is not only the case with Flipkart, but many other pay-later services/ loan apps too report prompt payment lately.
So, itโs always better to check your credit scores regularly. @alec Thatโs the only way to get things under control
Yes . That too. Recently I saw somebody close their paylater and in cibil it showed โwritten offโ or something. It is solvable after contacting IDFC customer care multiple times ![]()
I also faced this situation with Flipkart pay later (idfc).
Literally took me around 1 year to remove wrong cibil reportingโฆ
Huge loopholes in the system with no liability for error attached
Trip money sbm card declared me willful defaulter in Cibil report ![]()
Fighting the case right now
1 year
. Thatโs too bad ![]()
No . For me SBM was really accurate in reporting to credit bureaus
