Suggest me a credit card

I want to get it but asking too much income questions. :cry: application is incomplete.

iCICI is the Aam Aadmi Party equivalent of Credit cards. Everybody has it. Looses its allure.

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Nowadays its not easy to get it. They do lots of verifications. Unlike Amex they are very good in approval rate.

I told ICIcI to cancel my Amazon pay card application but they are not listening they saying we cancelled but its reflecting the same. Weird. Another one is Axis wow a amazing bank gives rejections 3-4 times after that they will approved if they are in mood. With a amazing limit of only โ‚น15000/-. Nonsense they updated my wrong DOB too.

Today visited icici bank they asking me to submit 1 year old card with the limit of 1 lakh. Sad part is that My card is not 1 year old I need to wait but no problem

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Me with a single credit card, that too secured.

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Ahh can you let me know your limit? BOB Can give you the card.

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@CarolinMerces R u refering to me? I am using onecard lite with 2k deposit and 2200 limit. I dont have a credit score yet, Thanks to SBM

Ohh wil suggest you to get a indian bank FD card with the limit of 10K BOB is giving cards to these users as well! BOB has very low market share and HDFC is leading now.

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Thanks. Let me check it :heavy_heart_exclamation:

Better go with Amazon pay icici credit card

Or flipkart axis credit card with annual fees but with good rewards

Hold up. HDFC has secured cards? Consider me intriguedโ€ฆโ€ฆ

Only branch can do it.

Thatโ€™s a new info. I always thought only IDFC account holders could avail secured card with 2k FD :hushed:

@alec and @Aswin_Benny Thanks a lot guys :blob_thanks: :blob_thanks:
Iโ€™ve been attempting to get this card for months and months, but I always received the message โ€œPin code not serviceable.โ€ However, when I tried today, surprisingly took me to the next window and got it approved and activated successfully!
Once again, thanks for reminding me about this card. I truly appreciate it! :orange_heart: :orange_heart:

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Give a review after few months. See how they are reporting to credit bureaus . I have seen many people whose Flipkart paylater supported by IDFC messing up their credit scores :neutral_face:

@alec Sorry for the confusion, My VKYC got completed and I thought itโ€™s activated.
@Aswin_Benny, Yes, even I got messed up with Flipkartโ€™s PayLater Services provided by IDFC. This is not only the case with Flipkart, but many other pay-later services/ loan apps too report prompt payment lately.
So, itโ€™s always better to check your credit scores regularly. @alec Thatโ€™s the only way to get things under control

Yes . That too. Recently I saw somebody close their paylater and in cibil it showed โ€œwritten offโ€ or something. It is solvable after contacting IDFC customer care multiple times :joy:

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I also faced this situation with Flipkart pay later (idfc).
Literally took me around 1 year to remove wrong cibil reportingโ€ฆ
Huge loopholes in the system with no liability for error attached

Trip money sbm card declared me willful defaulter in Cibil report :grinning:
Fighting the case right now

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1 year :hushed:. Thatโ€™s too bad :neutral_face:

No . For me SBM was really accurate in reporting to credit bureaus