Savings account application rejected without specific reason - need clarification

Hi, I applied for a Jupiter savings account and completed the KYC process (PAN + Aadhaar verification). However, my application was rejected with a generic message stating that my profile “does not match internal policies,” without specifying the actual reason. I’ve already raised a support ticket over email but haven’t received a detailed explanation yet. Has anyone else faced this issue? Would appreciate any insight into common reasons for rejection, or guidance on how to get a clear answer from the support team. Thanks in advance.

Thanks for your interest in our product. Unfortunately, bank doesn’t provide exact reasons for rejection due to their internal policies. If your requirement is limited to UPI transactions, I would encourage you to open a zero balance spends account by signing up on Jupiter Accounts.

Thanks for the response, Rohit.

Could you please guide me on the exact steps to sign up for the zero-balance spends account on Jupiter Accounts? I couldn’t find this option directly in the app during my signup attempt.

Specifically:

1. Where in the app (or website) do I access “Jupiter Accounts” for the spends account?

2. Is this a separate signup flow from the savings account, or the same KYC process?

3. Will I get a virtual debit card with this account for online/international payments?

Also, if the spends account isn’t available in my case either, is there any other alternative you’d recommend to get a card issued?

Thanks for your help!

Please DM your details to @Bridget_Sabu. She will guide you.

Thanks Rohit, I’ve messaged Bridget with the details.

Just wanted to check — how long does it usually take to get a response? Would appreciate a quick resolution since I need the account for an urgent payment purpose.

Hi Krish,

We understand your urgency. I have responded to your DM with the details. Thanks!