Revamp logic behind networth!

This is very important.
Networth is a good feature. And if done correctly can bring in a lot of traffic.

At the moment the working logic is flawed as it is dependent on different banks notification system through SMS.
And since we are moving into privacy oriented world.
In the future they could hide dependent informations like balance.

For example HDFC is already doing it. They don’t show balances on transaction notification SMS.
Hence networth is not reflecting correctly and is of no use.
If I manually generate balance on sms through ph banking then it works.

But the whole idea was supposed to be automated. Like whenever user wants can check their networth.

For example we can check each connected banks balance through pin system at the moment although we do it manually.

Just an idea. If you can do something other than sms.