QR on debit cards to add money via UPI

Often my phone is out of charge and if I want to receive money, there’s no way to share QR Code.

A constant QR Code on the debit card can help with receiving money quicker than sharing phone number or UPI ID

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Yeah, QR code on the back side of the debit card. We’ve this on the cards issued by Paytm payments bank.

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Yup, Paytm has the QR code on their debit cards.
While scanning, it takes you to the app though (banking section - Cards)

Quick poll.
Would QR codes on your debit card help you in such cases?

  • Yes
  • No
  • Sometimes

0 voters

2 Likes

Another question. Does it require a specific scanner or any QR code reader should be able to scan the QR on the card?

Just realized that the QR code on PayTm card required the PayTm app to access it. Other QR code scanners didn’t work. This is probably to avoid other people to scan it.

But what was the point of scanning it if I opened the app in the first place? I could have navigated to the card section :thinking:

We could change the naviagtion for the QR code though. It could be used to receive funds as @Debosmit_Majumder mentioned.

There could be a constant QR Code.
i.e. add-money.jupiter.randomnumber@jupiter

UPI QR doesn’t need a specific app or protocol to add money.

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Ah right! Thanks @Debosmit_Majumder !
I’ll share this with the team to see if we could add this to the card :credit_card:

Wouldn’t it be better if we could add ‘Pay to phone number’ instead? There’s no need to add a QR code on the card then. We’re working on pay to phone number feature :slight_smile:

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Pay by phone sounds interesting. But Wouldn’t that involve user profiles? It’d be much easier if we had one.

For example, I as Nithin Thomas will have my own user profile in Jupiter. It should be tied to my UPI, bank acc info, profile picture and phone number.

So anybody with my phone number should be able to search and find my profile with ease.

Helps with payments! And we def need to add in a profile pic mechanism :sweat_smile:

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Yeah, Slice just finished implementing it through &IDs. Google Pay has also introduced the UPI Number concept: Read more

However the point is both privacy and convenience.

  • A QR Code would remove the hassle of remembering and entering a UPI ID.
  • Sharing of phone number is not necessary.

The concept is to have a permanent UPI add money QR on the card

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