Talking about random generation of pins through application instead of getting SMS. Fixed Pin number is an old technique and still we are using it. Spot generation of pin is a new technique and highly secure. Always we use locks for apps in our phones. So this new technology gives us more secure payments without fixed pin number for debit card.
1 Like
For example, I have to use my jupiter card for a purchase in a store. instead of fixed pin like 1234, 2345 etc., App shows a new pin number for that particular transaction and which is hold for 30secs. After sometime again iโve used the card for another purchase in other store. For the second transaction, again app shows another number for purchase. It means for every transaction app shows random generated pin numbers for security.
Not a user friendly idea. At store, you are in hurry to make payment and you donโt want to depend on app launch, internet issue etc .
3 Likes
Yes Jitender, i can understand the issue there. We can use fixed pin also. Recently i had a bad experience with similar kind of transaction in a store. I got multiple deductions for one purchase. So thought about it. Right now it will be a bad idea but in future we can see this feature for payments. I think we should try this because no one used this feature till now.
I guess OTPs are one of the major reasons for transaction failures. It would be cool if the debit card had have swipe to pay feature, just like one card has. Than we will never have to worry about delayed sms or poor cellular connection.
2 Likes
Hi Ganesh, thanks for reaching out. I am Piyush and I manage debit card product for Jupiter. Along with SMS, we have also enabled OTPs on email. So if you do not get the OTP on SMS, you can always request for it on email. Swipe to Pay is on our Wishlist as well and we will take it up in the near future. Hope this helps. Thanks!
6 Likes
Make forex @0%, please.
1 Like
You might be surprised that it may be better than Zeroโฆ
2 Likes
Why donโt you launch a metal debit card, you can also charge extra for this card. Many customers are ready to pay extra charges for metal debit cards, Leave it to the customer that he\she want a metal card with premium features or free of cost normal debit card.
1 Like
Sure. We would consider this to launch in second phase then.
1 Like
And provide option to existing users to upgrade for a fees
4 Likes
What do you see as benefits of a metal over plastic?
1 Like
In This cradit card world.
If Jupiter offer 5% unlimited cashback on Jupiter dabit card > in some selected app. On all categories like .
For food - Zomato or swiggy 5% cashback
For traveling - uber or ola 5% cashback
For shopping - any one app Like Amazon / Flipkart ect . 5% cashback
Grocery - grofers or BigBasket ect 5% cashback
For retail - reliance digital or big bazaar ect any one 5% cashback
For entertainment - BOOKMYSHOW or pvr or inox ect app
And for fuel - Indian Oil membership rewards. if i purchase fuel from my jupiter card in Indian Oil pump Xtreme reward points automatically add in Jupiter cashback not in oil back .and fuel surcharge waiver of 1% .
And for cafe outlet like - ccd - Starbucks - or kfc - McDonald - any one - 2% to 5% unlimited cashback
And offer dabit card with premium built.and matal card optional with visa signature platform for MATAL DABIT CARD . And zero % makup fee for MATAL DABIT CARD. Optional if anyone wants.
I donโt mind if normal card comes with rupay platform
But premium bilt debit card.
And one more . If i add money in any one wallet like - Amazon pay or ola money ect. I can get at least 2 % back. With limited cashback.
And cash back on - bill payment, recharge , in any one app or . Jupiter can put limit on cashback Or you can integrate recharge and bill facility. In Jupiter app. And give 2% to 5 % cashback . For recharge and bill payment.
1% unlimited cashback for all pos transactions
1.5% cashback for every online transaction .
And last but not least .zero % markup if Jupiter card comes with VISA . Or visa MATAL .
No airport lounge access. . I need
If any debit card comes with this feature .
Iโm happy to pay upto 700 rs to 1000 rs card annual maintenance charge for non matal
And 1499 rs to 1999 rs for visa MATALโฆ
This is my concept. I have a dreem to start a company that can offer MATAL cradit card on fd . . With all this offer. But i only pay 3% interest on fd. Not 5% that all bans give . But you can earn more than that . This is just my concept I will contact every company in this list and ask them if you give 5% back to my COUSTUMER . THIS is profitable for all . Because you donโt need to advertise your brand . If you give my COUSTUMER a 5 % cashback . I guarantee . People order from my prefer Merchant . Those companies who give 5 % back to my COUSTUMERโฆ I will. Make them my prefer customer. Rest my customer can show the power of cashback.
Guys plz comment itโs a good idea or not.
If Jupiter launch debit card with feature for you no one can match.
Do what jio do. Or we say mr Mukesh Ambani do. Revolutionized the sector.
I hope Jupiter do same with finance sector.
In India no one give 5% unlimited cashback. Jupiter can do with prefer for Merchant and apps.
2 Likes
Man you really donโt like letter โEโ donโt you โฆ
crAdit
dAbit
mAtal 
1 Like
itโs a good idea for sure. one needs to work out unit economics though
3 Likes
Hahahaโฆ i really hate word E โฆ Iโm just kidding. This is just a errorโฆ nothing elseโฆ . Thanks 
1 Like
Btwโฆ you will get your Jupiter invite on E-mail. Are you sure you signed up for the right service 
jk.
Have a great day!
1 Like
Lounge Access
International Debit Card
1 Click Payment
10% Cashback On Evey Spend
Zero Joining Fees
Zero Annual Fees
Thatโs it 
1 Like
10% cashback on every spend is unrealistic. No company can survive with this type of rewards. Even my American Express credit card doesnโt give this much cashback.
3 Likes
In there website they have maintained 10% cashback on debit card check it out