Metal Debit Card anyone?

Agreed. Metal cards looks impressive, but their benefits in real life are minimal. The cost and effort required to obtain may not be justified by the actual benefits.
However, it’s a matter of personal preference and individuals can definitely try out metal cards if they are interested.

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Yeah before getting one I do need clarity on more specific details regarding metal card. Is it visa platinum or signature or infinite. Is it the same one as given in the quest or a different variant of it.

What is the difference between visa platinum and visa signature?

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Features: Visa Classic < Visa Gold < Visa Platinum < Visa Signature < Visa Infinite.

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Surprisingly I didn’t find any feature difference between visa platinum and visa signature.

Signature you get higher card limits.
And bms bogo offer too

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If you use your card only for regular shopping at POS machines and ATM withdrawals, then you’ll not see any difference.

But if you shop at specific merchants/hotels/brands, then it makes a difference.

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I think paying upfront (4/5k) , having a pro/salary account.

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A valid point that just the card being metal brings 0 benefits other than bragging rights. If that’s the case then make it a one time fee (consider it a purchase)— done and dusted. If you plan to provide additional benefits with the card then an annual feel is still fine. To keep it exclusive, salary/pro account users is a good enough criteria.

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@AltafParkar @yagnesh01 I hear you - you’ll are suggesting the NRV route (Including many other activities beyond just balances)

@specter @kirankiran10333 @Devansh_Bartwal anything specific you are looking for that comes with Visa infinite? The current jupiter card is Visa Platinum

@Debosmit_Majumder Should be bundled with offers - I understand

@ecoholic Surething, how much would you like to pay? and maintain to avail?

@Abhishek_Ulayil same variant as quest for metal

Personally for me visa platinum and visa infinite both are same. I have niyox global infinite credit card but it works the same way as platinum does.

If MF is included in the list, then the money invested goes out of Federal Bank. Hence it won’t be considered.

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It was a suggestion. Mutual Funds are now a part of the investment tab along with gold and FDs. Hence, it is easier to include it in the criteria.

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The main objective of promoting a pro/salary account is to deposit and keep money in Fed Bank A/c.

That’s where the deposits do get parked as they are banking partner. However, mutual funds distribution, Jupiter does that under its registered company’s name

What I meant is once the money gets invested in the MF AMC, Federal Bank has no access to that money and hence they can not use for their purpose. MF purchase is just like any other transaction for them. They may receive a commission for facilitating such purchases.

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Hello,

I’m just curious. Is metal card currently offered for salary accounts? Unable to find this information anywhere.

Go to this thread

Salary account member with 200k salary

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Guys I have a metal credit card, it’s useless. I don’t use this card nor do I carry it. The excitement dies after you get your hands on it.

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