Hey folks! @Research_centre
We want to connect with some of our Community members to understand your Credit Card usage
- Do you ever pay minimum amount or lesser than total due on your credit card?
- Were you aware about the interest/fee that will be charged to you?
- How do you manage situations where you need to carry the balance to next month and pay interest?
- In which situations do you carry current month’s bill to the next month?
Jupiter wants to continue helping users manage their finances better & these question will help us provide products which can save people from the high interest rates of credit cards.
If you’re interested in joining us over a quick Google meet/Zoom call, let us know!
It’ll hardly take 15min or less.
- A) Yes, I’m in!
- B) A
- C) B
Bonus tips on how to improve your credit score!
So, are you in?
I always opt for paying the Total Amount Due rather than the minimum due amount. I’ve heard that choosing the minimum due can lead to higher costs over time. I am not aware of the interest rates or fees associated with paying only the minimum due amount.
In the 7 years of usage of CC, always paid the full amount due till date.
Always paid the full amount for CC.
Credit card kese aektiv KARNA he
I’ve been using credit cards since 2003. I’ve not even once paid anyting less than “Total Amount Due”. I totally understand the implications of not paying credit card dues in full by due date and would never do it. However, if you think I can help your users to manage their finances better, I’m happy to participate
No, I never pay any amount lesser than the Total Amount Due.
Yes, I’m aware of interest rates of my credit cards.
Converting a big transaction or the entire bill to EMI is a lot better option than making partial payments.
No, I never faced any requirement for carrying forward the due to the next month.
Never so, others point not applicable for me
@here please only vote if you have ever paid less than total due amount, else please feel free to comment and share your insights with the community.
I have never paid below the due amount. As a matter of fact i have enabled auto pay on cards so that my account is auto debited in due date.
I am aware of interest & other charges as well as it might impact my credit score adversely.
Other questions are not applicable to me.
I always pay full amount . Spend only the money that I have
Bill aate hi do tin din mein payment kar deta hu. Faltu ka lafda kisko pasand hai?
Btw I am disappointed with Jupiter credit card, fees too high and rewards very little
@Jishu Could you please specify the fees which you feel are high ?
I also want to know in this meeting what should I do
@cakshitij Welcome to Jupiter Community !!
I second your thoughts. That’s the best way to maintain credit score and live an interest free life in spite of using a Credit Card.
@Kapil27 all you have to do is select Yes on the poll above.
Harshit will ping you privately. We’ll need to find a good time to connect
Hi all, if I have missed dming any one who voted, pls dm me, I will share my ph. number there