- Rewards worth 1% on Credit Card
- Rewards worth 1.2% on Debit Card
If you can’t control your spending I would suggest sticking with debit card.
I am biased towards credit cards, so take my comments with a pinch of salt!
Would prefer 1% on credit even if there are no additional perks w the card, because I’d rather use credit and develop my score and limit over burning cash instantly!
Plus I agree w @dhanvi on the interest gain angle.
Would shift some expenses if flat 1.5% cb is offered on the debit!