Pardon… My articulation mistake.
Actually… phonepe etc need an intermediary bank to access NPCI server. And they tied up with multiple banks (axis, icici, etc), so that outage in one bank don’t stop their application. Remember… yes bank fiasco. And… thats why they have option to create multiple upi ids.
Jupiter don’t have to do this… as its a neo bank n directly connected with Federal bank. Any outage at Federal bank will affect Jupiter’s operation… whether it ties up with other banks or not. So… no benefit in associating with banks other than Federal bank. And thus no option to create multiple upi ids like phonepe.
However, Jupiter should allow custom upi ids within Federal bank’s framework.