https://www.npci.org.in/what-we-do/user-onboarding-on-upi/live-member-banks
Will take longer.
This is one aspect i have not been able to work with.
What!!
they sent debit card automatically to your address after completing the account opening process. At least this was the case for me.
Hey everyone, let’s not deviate from the main topic (myself included). I hope this thread really assisted @underthatdamnluck in making his final decision.

Yes. They sent it but I didn’t activated it to avoid charges. I don’t wanted to pay debit card charges to multiple banks.
it’s all about choosing primary bank
I think he has already made up his mind.
sbi charges the lowest for dc among all banks ig
Folks, would humbly request everyone to close the discussion here. We will end confusing the person who initiated the thread to see guidance.
@underthatdamnluck’s inbox right now
Yes, that’s why it’s the only debit card I’m paying for.
community needs a something like #general in discord
@Shawnpinto was talking to provide a chat option in community. I hope we will get it very soon ![]()
Definitely! @Pratyay_Mustafi You just read my mind.
We were planning to name it General too, lol.
Now where is that chat channel. We need it fast!

We do. This will help keep threads to the point.
You can go for sbi , you can open zero balance acc unt online, you will received rupay Classic which Annual fee 150 with GST… Too much less than others bank.
If you open bank account nearest branch from your home. Then you can easily deposit money via branch or CDM…
Pmjdy is not good option, because branch officer not helping you in every situation , they will told you go to the Kiosk or CSP . And CSP not open every time like bank, and they are changing extra for every services.
also sbi has such a big network of small banking mitra s for depositing and withdrawing cash
They don’t maintain official timeing, charge high than official, sometime cash not available like atm
, fingerprint issue… Many more problems in west bengal, don’t know the situation of others state.
A kiosk of Punjab National Bank opens regularly near us and provides all services free of cost. There are also some kiosks of Punjab National Bank which do not even open regularly and refuse many services (This is because some people are greedy as well as lazy). Here almost all kiosks of State Bank of India open regularly and also provide all services free of cost. On the other hand, State Bank of India kiosks in rural areas, most of the times, make excuses for depositing and withdrawing money. In the end, I would say that not all bank kiosks are useless, some of them are also good. You just have to find which kiosk of which bank works well in your area.