I think PMJDY account.
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Why you closed Paytm payment payment and fi 
?
In previous icici offers me mine account, completely zero balance for a student, also offer me pre qualified cc for student , and their mine debit card also changed low , powerd by visa platinum ( no joining fees, and annual maintenance 125+ gst 18 = per annum maximum 150 , and per quarter 25 leaves cheque book free) . Completely digitally opened and maintained with video kyc
And also have ujjivan zero balance, but after 1 year i need to visit my nearest branch for full kyc, their debit card also free for lifetime backed by rupay platinum as compared with au , NSDL it’s best for me , for Amazon Amazon add money 100 cashback 
I have only one PMJDY account in Bandhan bank with fingerprint operations
how is bandhan Bank?? i have heard that they don’t charge for maintaining monthly average balance.
Yes, fi freeze credit on my account 
without informing me, even I’m a working professional…
Paytm customer care team to much uneducated, even nowadays they took much time to reply after creating a ticket
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