Which credit card is the best?

General QnA
164

You can look to add Axis Ace to the collection. Also, if you’re happy paying an annual fee, you can consider SBI Elite card and Amex Gold Charge Card.

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165

Axis Ace is a victim of devaluation recently. Not worth it anymore now.
Here or there, SBI Cashback card is still worth it a bit.

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166

Axis Ace is still one of the best credit card. For below 10K utility spends you will get 5% and for rest of the spends you get 2% excludes the usual spends.

No other cards give 2% unlimited on all purchases as straight cashback.

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167

The cash back is still fairly good. One day it had to get devalued.

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168

Is it possible to close a hdfc second credit card which has shared limit just after receiving it? Will it affect the other credit card that I have?

169

Ideally, closing the second card should affect the primary linked card. Having, there will be a small impact on your credit score.

170

How would it affect the first second card I had prior to this new one? Affecting the cibil score is fine.

171

Closing the second card even if it linked to the primary card will not impact the primary card in any way. The limit sharing will be stopped and the complete limit will be available to the primary card only. For some time (unsure how long), the closed second card will reflect on your online profile.

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172

Ohk got it thanks @yagnesh01

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173

Hello @community , Today i received a message from Tata neu " Hi Sani, Congrats! You are shortlisted for the Tata Neu HDFC Bank Credit Card. Plus, No Joining Fee till 30-Jun-23. Act now! https://tneu.in/****K3K - Tata Neu "

Is it a pre qualified offer or just a promotional message?

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174

No, this is not a pre approved offer.

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175

Thanks

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176

Does tata neu cc has both visa and rupay varient :thinking:

177

Yes.

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178

If you want LTF, go through the branch. They are processing C2C LTF for Tata Neu card.

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179

Have you any idea about the minimum limit of cc required for doing c2c in HDFC? :thinking:

180

AFAIK 1.5 lakhs for Infinity card

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181

I agree since my friend uses it but the bad news is they are not accepting any more new applications (as they are showing that my application is on the waitlist or something like that) until & unless you have a good Cibil score
if you are a student then you wont get OneCard for now :frowning:

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182

Yes . I go for rupay

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183

I received the offer 0 annual fee in app