Which credit card is the best?

If the bank itself has given the offer, there is 60% chance you will get approved. You will still go through an assessment. If the 3rd party platform has given that offer to you, it is recommended you do not apply or if you do be prepared for an complete assessment

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3rd party always think about their profits, not your credit history… My recommendation don’t go for a 3rd party… If you still want to go … It’s completely dependent on your luck… If approved it’s very good but if not then it’s not good for your credit health…

If the call received from bank definitely go for, you can check it on Truecaller their is showing a verified business…

3rd party always says that no documents needed, but after applying Bank will call or mail you for documents like ITR, bank statement, salary slip ( after completing video kyc).

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Axis Bank Vistara Infinite

Just posting a news clipping on credit card users.

“The story of India’s credit card nerds”

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I came across this tweet on TechnoFino’s Twitter account earlier today. I don’t know what happened to my brain’s calculation ability after seeing this!!!

On one hand, someone spends approximately 3 crore rupees annually but pays only around 15,000 rupees as credit card annual fees. On the other hand, another person spends around 25 lakhs a year but ends up spending 1 lakh rupees annually on credit card charges!!! :eyebrow: :eyebrow: :eyebrow:
Maybe I’m a newbie on these credit card matters :rofl:

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This where the choice of card in terms of benefits/rewards as compared to the annual fees makes a huge difference.

Having used rupay cards with UPI, I can see how they spend so much monthly/yearly.

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is the right most one technofino’s founder?

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Yes

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Annual fee waiver probably?

All depends on the use

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fi credit card with 2k+(does it include gst?) joining and annual fees :neutral_face:

credits: kerala credit card community

image

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@Aswin_Benny The only thing that everybody may like is the design
However, no one seems to be fond of its features and benefits. :smile:

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I felt the same. 2k for a cc is too much for that benefits :neutral_face:. The guy who took the above card was an hobbyist that’s why he took it.

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Excluding GST

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I’m not sure why, but my intuition tells me that Jupiter might have a design similar to Fi, with a letter J and a vertical design.

Please don’t say the same features and fees too.
Don’t want Jupiter to have a flop show like Fi CC. :rofl: :rofl:

If the design is similar to OneCard, I’d still be happy

@yagnesh01 sir, Onecard design Means minimalist design? I have the plastic version with me. I like that design, except for the name positioning on that card.

Frankly saying, I like those with that holographic design (I don’t know its exact name, just like this Fi card). I have some cards with a similar design:

  • Lazypay BNPL Card (discontinued)
  • Stashfin Card (discontinued)
  • FYP Card
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Right now I have 4 card

  1. Onecard
  2. Niyo Global Credit Card
  3. Axis Myzone credit card
  4. HDFC bank NEU credit card
    Are there any other worth-it cards to add to the collection?
    The OG of cards @Satyajit_Singh sir would you like to recommend?
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Thanks @Devansh_Bartwal

Currently, i have 9 credit cards.

Actually, which credit card you have in your pocket totally depends on your type of spending.

In my case, majority of spending in online shopping, so that’s why i will recommend for SBI Cashback Card

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