What's your biggest concern with saving money?

  • I end up spending what I should have saved
  • I am not regular with my savings
  • I don’t know if I am saving enough
  • I don’t know where to put my savings
  • I am comfortable with how I manage my saving

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Do share how are you tackling these issues currently, and if there’s any other specific issue you face not listed above.

I put my savings in mutual funds and liquid funds. Not particularly happy with mutual funds.

Anyone who does index funds and has some suggestions whether to go for index funds or small case or mutual funds for medium to long term savings?

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