Introducing Switch | The 3-in-1 credit card

Hi Tamal, for chosen category for 2% cashback, It is very unclear whether we get 2 jewels(worth 0.4 rupees) for 100 rupees spent or we get 10 jewels(worth 2 rupees)? Even no response from customer care it’s been a week I mailed them.
Seconly, payment failures are very frequent is a problem most card users complain here in community. If you have been using the card for some time, could you elaborate on this?

Here are my concerns before applying for this card:
1
Payment failures are most frequent on this card. People who reported this problem did not mention the error screenshot or text. Because they might be paying an individual account with UPI card and it is expected to throw error eventually declining transaction. Anyone here unable to pay using jupiter card at a merchant and pay the same merchant with another bank’s UPI card?
2
To redeem jewels, one should have a Jupiter federal bank savings account as well. Otherwise the user need to redeem jewels for giftcards. Is this true? Do Jupiter provide any way for the user to redeem jewel points to adjust the credit card statement without the need for the user to open a Jupiter federal Bank savings account?
3
For example, the user selects dining category for availing 2% cashback on dining spends. The user scan and pay 1000 rupees in a restuarant using Jupiter app itself from the UPI card. Now how many jewels will be credited to the user’s card as reward? Is it 100 jewels(2% cashback INR equivalent) or 20 jewels(direct jewel equivalent)? There has been mixed opinions in the community. Tell me the fact.
4
I recently stumbled across this card hence am not familiar with the past events. Some people say this card is launched with 5% cashback. Could anyone tell me how it all began?
5
CSB bank support team do not respond to customer issues and email alerts are not sent for txns made - and a few people here was telling they could use only 50% of approved limit and the bank itself suggested to repay part of the used 50% limit and use the same - here rest 50% always stands unusable. This is crazy. So eone explain if you faced this?

I am very happy to apply to this card once I get answers for these questions from Jupiter team/ concerned person.

@Nikhil_Godbole We’ve hit the end of August and either of these features aren’t here. Can you help us with some realistic timelines here?

@SashankK Do you already have the card ? If yes, please DM me your registered mobile no

@Nikhil_Godbole DMed. Please check.

@SashankK Thanks. EMI feature will be enabled any time now. The feature is in it’s final testing phase and waiting for few approvals from the regulator.

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@Nikhil_Godbole

Hi sir when we will get credit card emi option please tell

@smdaquib784 We have made it live for few of our customers for now. Once the pilot is done, we will open it for all Credit Card customers. It won’t be a long wait now.

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You said my this month end will be live for all

@smdaquib784 We are also looking forward to make it live for all. Please allow us time until next week to come back with an update on this.

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Ok

is there any way convert entire outstanding amount into EMI?

Hi,

I got my 3 in 1 edge card and the welcome benefit is not 250 but just 50 rupees. Don’t get fooled by theie promotions. So, let me tell you how.
250 = 50+50+150

50 - make your first UPI transaction - this too I had to raise a support ticket to avail this jewels.

50 - first card swipe for 1000 or more - this is not possible for many.

150 - spends of more than 15,000 - This is really bad and merely anyone with regular upu spends can get this done. So this is not a cashback, just a void promotion.

And wait for the twist - you have to spend meeting all three above criteria within the first billing cycle/ 30 days.

So you are just getting a credit card but no rewards with it. Please consider this for yourself before applying for this card.

@asrtamizh No. At this point, specific transactions which are more than Rs.2500 can be converted into EMI, provided the transaction is settled and not billed. You will get the transactions which are eligible for EMI when you click on “Convert to EMI” option in the cards section.

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Amazing Stuff! Jupiter 3 in 1 delivered on my yesterday i feel awesome. i got from a comparison site.