So, In short, this is the rebirth of Jupiter Edge BNPL
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Right!
I wonder if they will check and report to CIBIL ![]()
Would love to have it, if it is like Simpl!
Nothing to do with CIBIL, limit on the basis of usage!
But with 45 days payment period, I think CIBIL will be involved!
They did not provide me any number for it. wailist number
@Devansh_Bartwal You will get the waitlist number only when you have applied through the link/website. There is no waitlist number if applied through the app
@Devansh_Bartwal Waitlist number comes only when we register through the website.
I didn’t have the “Join the waitlist” option in the app. So I had to register for the waitlist from the website. And I got the waitlist number.
I think this was a slide of Jupiter bullet bnpl.
20000 credit will do nothing to users mostly.
@specter I don’t think so. I went to the same timeline of that YouTube video again to confirm. Even in the application process video played on the back screen, showed "Congratulations your pre-approved limit is 5000 "
Timeline 1:18:52
Yeah I had seen that too but was hoping it was just a sample.
If it’s a microcredit card, they would have mentioned I think that it’s a micro credit card because some other bank launched it today and they mentioned it specifically.
On a positive note, many users who had no access to credit cards can get this one easily I think. The formalities may be somewhat simple and easy. I had a limit of 8000 on the Jupiter Edge BNPL app.
Hope, they fixed the limit for some testing purposes which can be modified or increased later.
I have just seen the videos again. If you look at 1:11 timeline @Jiten showing a slide of bullet which was there 2 yrs before.
I hope someone from the team can confirm this.
Yes, the boss even made a reference to Edge BNPL/bullet in his speech saying "Two years back, we had an unauthorized non-compliant product bullet money "
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and the response from Dilip Asbe, CEO and MD of NPCI was ![]()
@specter You could be right. The theme of this slide is a bit different from the rest of the presentation and it’s reminiscent of the 2021 Bullet era of Jupiter.
Hope there’s no CIBIL hit for joining the waitlist ![]()
Anyone has idea on this 5% thing, is it similar to the main edge credit card or different?
I don’t think it’s the same as the Edge Visa Credit Card. That’s 5X vs 5% here.
But I don’t think we’ll get 5% for everything. Might be select merchants or categories.
But I am excited to see Jupiter’s take on UPI with this RuPay credit card.
@Shawnpinto @Jiten Give us something already… ![]()
Definitely no CIBIL hit for joining the waitlist!
Wow this is amazing!!! I joined the waitlist, hope the card starts getting issued very soon!
@Shawnpinto @Jiten
The “Greatest Rupay Card” (Consumer Wishlist)
Core Requirements:
- Lifetime Free (LTF)
- No CIBIL Required (FD-Backed / Alternative Scoring)
Exceptional Rewards & Savings:
- Flat 5-10% Cashback on Various Categories
- 1.5%-2% Flat Cashback on All Other Spends
- Welcome Bonus with Low Spend Threshold
Enhanced Convenience & Accessibility:
- Seamless UPI Integration (Credit on UPI)
- Widest Domestic Acceptance
- Contactless Payment (Tap & Pay)
- Virtual Card Instant Issuance
- EMI Conversion Options
- ATM Cash Withdrawal at 0% Interest (Limited Period)
Premium Benefits (Even for entry-level cards):
- Complimentary Domestic Lounge Access
- Complimentary Railway Lounge Access
- Personal Accident and Purchase Protection Insurance
- Fraud Protection & Zero Liability
- Exclusive Merchant-Specific Discounts
Transparency & Simplicity:
- Clear and Simple Fee Structure
- Intuitive Mobile App for Management
- Proactive Alerts & Notifications
Additional Desired Features:
- Flexible Reward Redemption: Points convertible to:
- Hotels & Flights
- Cash Credit to Statement
- Digital Gold
- Bill Payments
- Gift Cards (across major brands)
- Donations to Charities
- Dynamic Spends Tracker & Budgeting Tools: In-app features for categorizing expenses, setting budgets, and visualizing spending patterns.
- Personalized Offers & Promotions: AI-driven offers based on spending habits and preferences.
- Gamified Rewards & Milestones: Earning badges, unlocking higher reward tiers, or receiving bonus points for reaching spending milestones.
- Virtual Card Customization: Ability to generate multiple virtual cards for different online merchants for enhanced security, with individual spending limits.
- Financial Wellness Integration: Access to credit score tracking, financial literacy resources, and savings goal features within the app.
- Priority Customer Service: Dedicated and expedited support channels (e.g., chat, call) for premium cardholders.
- Global Acceptance via Alliance: Strong tie-ups with international networks (e.g., Discover, JCB) for seamless global usage without exorbitant conversion fees.
- “Freeze/Unfreeze” Card Option: Instant control over card usage for security.
- Temporary Limit Increase Option: Ability to request a temporary increase in credit limit for specific large purchases via the app.