1 day to go for the big reveal!

So, In short, this is the rebirth of Jupiter Edge BNPL :rocket: :rocket:

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Right!

I wonder if they will check and report to CIBIL :thinking:

Would love to have it, if it is like Simpl!
Nothing to do with CIBIL, limit on the basis of usage!

But with 45 days payment period, I think CIBIL will be involved!

They did not provide me any number for it. wailist number

@Devansh_Bartwal You will get the waitlist number only when you have applied through the link/website. There is no waitlist number if applied through the app

@Devansh_Bartwal Waitlist number comes only when we register through the website.

I didn’t have the “Join the waitlist” option in the app. So I had to register for the waitlist from the website. And I got the waitlist number.

I think this was a slide of Jupiter bullet bnpl.
20000 credit will do nothing to users mostly.

@specter I don’t think so. I went to the same timeline of that YouTube video again to confirm. Even in the application process video played on the back screen, showed "Congratulations your pre-approved limit is 5000 "
Timeline 1:18:52

Yeah I had seen that too but was hoping it was just a sample.
If it’s a microcredit card, they would have mentioned I think that it’s a micro credit card because some other bank launched it today and they mentioned it specifically.

On a positive note, many users who had no access to credit cards can get this one easily I think. The formalities may be somewhat simple and easy. I had a limit of 8000 on the Jupiter Edge BNPL app.
Hope, they fixed the limit for some testing purposes which can be modified or increased later.

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I have just seen the videos again. If you look at 1:11 timeline @Jiten showing a slide of bullet which was there 2 yrs before.
I hope someone from the team can confirm this.

Yes, the boss even made a reference to Edge BNPL/bullet in his speech saying "Two years back, we had an unauthorized non-compliant product bullet money " :joy: :joy:
and the response from Dilip Asbe, CEO and MD of NPCI was :rocket:

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@specter You could be right. The theme of this slide is a bit different from the rest of the presentation and it’s reminiscent of the 2021 Bullet era of Jupiter.

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Hope there’s no CIBIL hit for joining the waitlist :thinking:
Anyone has idea on this 5% thing, is it similar to the main edge credit card or different?

I don’t think it’s the same as the Edge Visa Credit Card. That’s 5X vs 5% here.

But I don’t think we’ll get 5% for everything. Might be select merchants or categories.

But I am excited to see Jupiter’s take on UPI with this RuPay credit card.

@Shawnpinto @Jiten Give us something already… :smiley:

Definitely no CIBIL hit for joining the waitlist!

Wow this is amazing!!! I joined the waitlist, hope the card starts getting issued very soon! :slight_smile: @Shawnpinto @Jiten

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The “Greatest Rupay Card” (Consumer Wishlist)

Core Requirements:

  • Lifetime Free (LTF)
  • No CIBIL Required (FD-Backed / Alternative Scoring)

Exceptional Rewards & Savings:

  • Flat 5-10% Cashback on Various Categories
  • 1.5%-2% Flat Cashback on All Other Spends
  • Welcome Bonus with Low Spend Threshold

Enhanced Convenience & Accessibility:

  • Seamless UPI Integration (Credit on UPI)
  • Widest Domestic Acceptance
  • Contactless Payment (Tap & Pay)
  • Virtual Card Instant Issuance
  • EMI Conversion Options
  • ATM Cash Withdrawal at 0% Interest (Limited Period)

Premium Benefits (Even for entry-level cards):

  • Complimentary Domestic Lounge Access
  • Complimentary Railway Lounge Access
  • Personal Accident and Purchase Protection Insurance
  • Fraud Protection & Zero Liability
  • Exclusive Merchant-Specific Discounts

Transparency & Simplicity:

  • Clear and Simple Fee Structure
  • Intuitive Mobile App for Management
  • Proactive Alerts & Notifications

Additional Desired Features:

  • Flexible Reward Redemption: Points convertible to:
    • Hotels & Flights
    • Cash Credit to Statement
    • Digital Gold
    • Bill Payments
    • Gift Cards (across major brands)
    • Donations to Charities
  • Dynamic Spends Tracker & Budgeting Tools: In-app features for categorizing expenses, setting budgets, and visualizing spending patterns.
  • Personalized Offers & Promotions: AI-driven offers based on spending habits and preferences.
  • Gamified Rewards & Milestones: Earning badges, unlocking higher reward tiers, or receiving bonus points for reaching spending milestones.
  • Virtual Card Customization: Ability to generate multiple virtual cards for different online merchants for enhanced security, with individual spending limits.
  • Financial Wellness Integration: Access to credit score tracking, financial literacy resources, and savings goal features within the app.
  • Priority Customer Service: Dedicated and expedited support channels (e.g., chat, call) for premium cardholders.
  • Global Acceptance via Alliance: Strong tie-ups with international networks (e.g., Discover, JCB) for seamless global usage without exorbitant conversion fees.
  • “Freeze/Unfreeze” Card Option: Instant control over card usage for security.
  • Temporary Limit Increase Option: Ability to request a temporary increase in credit limit for specific large purchases via the app.
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