I’m Harsh, a product designer, and I recently worked on a concept called Ready Fund — an emergency fund experience designed for payments/neobanking apps.
The idea came from a personal pain point: I needed money for a small emergency, but my savings were locked in a recurring deposit. The problem wasn’t a lack of money — it was access. That led me to explore a simple question:
How might a product like Jupiter help users build an accessible emergency reserve, not just long-term savings?
The concept includes:
• Auto-Add to build reserves passively
• Instant add/withdraw with no lock-ins
• A Safety Limit that helps users stay prepared
I thought Jupiter’s product philosophy made it a particularly relevant place for this idea, and I’d love to share the case study for feedback if you’d be open to it.
Hey @Harsh2 Welcome to the community. We understand the problem you faced and it is a good solution you came up with.
Our Pots feature is built to tackle exactly these problems. You can add money to a Pot and withdraw them without any issues. This will keep you ready for all emergencies, let you build money for a purchase or a big vacation.
Please do check it out and let us know your thoughts
Thanks for the warm welcome — and yes, I did look at Pots, which is partly why Jupiter felt like such a natural place for this concept.
What I was exploring wasn’t goal-based saving itself, but a more dedicated emergency-preparedness layer within or alongside Pots — especially around behaviors like Safety Limits, preparedness nudges, and auto-building a reserve specifically for unexpected situations.
In my thinking, Pots help users save for goals, while Ready Fund explores saving for uncertainty.
Would love to share the concept with the product team if you’d ever be open to feedback.
