Hey guys, I wanted to understand how many bank accounts & credit cards you use actively.
By active usage means, you have few transactions in a month from that account/credit card.
For me, I use 2 bank accounts + 2 credit cards actively. So, for me, it would be 2 & 2.
I finally made the move with porting over my salary account from Standard Chartered.
Hopefully that brings it down to two bank accounts. Now all I gotta do is figure out how to close Stan C.
1 Credit Card if slice can be counted as a Credit Card .
@niranjan you are a proud owner of BNPL Card. Not Credit Card
Then you can count 2 credit card instead of 3 because for some exciting rewards and cashback slice is best. Every 3-4 days it gives offers on grocery, cafe, restaurants etc which is really exciting with 1% cashback rewards.
For bill payment i use Airtel Axis bank credit card and it gives lot more cashback. For fuel and id some offers are running then i use one card but not a big fan of one card really because the reward system is not working properly so its kinda spare card.
@Drdanny25 This is for you my friend
Multiple Loans on your credit report.