Insights is a very nice idea, but consuming data from insights shouldn’t require a calculator.
There are transfers that are simply noise like:
I don’t want to see transfers to pots as expenditure.
I may have paid for something and then got refunded, I don’t want to count that as expenditure.
There are one-off expenses that I would exclude from monthly expenses.
An implementation that I think would make sense is to be able to select and hide certain categories in the insights page. The money out will total the remaining categories that are shown.