Digital form of cheque and demand draft

An idea to issue a cheque and Demand Draft in digital form. Though we have many options to pay like UPI, debit and credit cards still the mode of cheque and DD exists for many reasons. If a system can be built to issue cheque and DD in digital form would be great. Example: to open demat account or to invest in mutual fund a cancelled cheque is required and in the same way many businesses wants money to be paid in cheque or DD when it is a huge amount.