Aurora 5% Cashback – Which Online Merchants Are Eligible & Is There Any Minimum Transaction Value?

Feedback & Ideas
1

Hi Jupiter Team / Aurora users,

I’m considering getting the Jupiter Aurora Metal Debit Card, and one of the main benefits I’m evaluating is the 5% cashback on Aurora debit-card spends (up to ₹1,000/month).

Since my spending is primarily online, I would like to clearly understand which online transactions are eligible for this 5% cashback.

Could Jupiter please confirm whether the 5% cashback applies to direct debit-card payments on the following merchants/platforms?

  • Amazon
  • Flipkart
  • Swiggy
  • Swiggy Instamart
  • Blinkit
  • Zomato
  • Reliance Digital
  • JioMart
  • Croma
  • Tata Neu / Tata-brand online purchases
  • Myntra
  • Other major e-commerce/online shopping websites

I have a few specific questions:

  1. Is the 5% cashback applicable to all of the above when payment is made directly using the Aurora debit card? Or any online shopping is excluded ?
  2. Is there any minimum transaction/order value required to earn the 5% cashback?
  3. Most importantly, could existing Aurora users share their actual cashback experience with Amazon, Flipkart, Swiggy, Blinkit, Zomato, JioMart, Croma, Reliance Digital and Tata Neu?

I’m specifically trying to understand the real-world usability of the 5% cashback, rather than the maximum advertised ₹12,000/year.

Thanks!

2

@Aayush_Mishra - Please help with the clarifications.

3

Hi Saranya,

The Aurora 5% offer is valid for all eligible spends on major e-commerce/online shopping (It includes all the brands you mentioned).
Not:- Any transaction to Wallets and recharges, credit or loan repayments, bill/utility payments, online gaming, betting, payment to financial or political institutions, payment made at courts or legal matters, transaction on restricted merchants(which strictly don’t qualify as “purchase of genuine goods and services”) does not qualify as eligible purchase.

5% is applicable on payment through your debit card online or offline both.

Minimum transaction order is ₹1000 to get the 5% cashback

4

Sir, If I subscribe for Aurora Metal Debit Card…then my salary benefits are still working or not?

5

I understand that the 5% cashback applies to both online and offline transactions. However, the ₹500 per-transaction cashback cap is quite disappointing. I’ve also heard similar feedback from many users recently. The cap should ideally be increased to at least ₹1,000 per transaction.

6

Thanks for your kind inputs. We will keep this into consideration when we work on the upgrade.