Overdraft Debit Card

Overdraft Debit Card :stuck_out_tongue:

Are there any RBI regulations that are stopping us from building this? Personally, I feel this will be one such offering that can make me transfer my bank account from HDFC to neo bank :smile:

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What if someone gives you credit limit on UPI handle?


This is getting gold asking for silver :sweat_smile:
Can I safely assume that offering credit line with debit cards/UPI is possible, but not being widely implemented?

[Edit]Please correct me if I’m wrong, is this something similar to the Scan&Pay option which is yet to be launched on Lazypay


Yes. It is possible but banks are not prepared to handle low ticket credit


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