Neo Bank from different country with Indian Passport

Please list with review Neo bank, credit or debit card (international ) we can open without any joining and maintaining fee.

Like Niyo Global by SBM,

There are banks in EU that support Indian passport but you need residence there… Otherwise it’s just new age financial fraud with the regulations.

Only ones I can think are a Swiss ( much harder since 2018) accounts and few in Luxembourg that lets you an account without residency. But it’s definitely not free.