Future of joint accounts?

[sneh.baxi]

I think @Satyendra_Tomar has a very good use case here explained:

Break the Ice, Introduce Yourself

Hi I am Satyendra. Founder of few start up. Had some ideas and wanted to learn some from you all One of the feature I want is borrow or fetch from spouse/partner account. Let us say I have to pay my LIC premium and notice for last day has come in I have 10000 rs Short while partner has 30000 in account. I will have to call up do a transfer and than wait. Some kind of trust limit or swap limit be there which can be used for last minute payments Regards

Would a trust limit for borrowing solve for the need for Joint accounts @Advait?