Hearing this for the first time 
It has to be a user-specific offer. @kirankiran10333 and I think we need to wait for a bit more to get this offer for all users 
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For context, I don’t use my debit card. Maybe because of that this user specific offer may have showed up for me.
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Same for me, nothing is showing.
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Yes, it is still there.
Today, I received a notification.
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I usually plan in first week of every month 2K for index fund, 2k for gold, 10k on stocks one for passive income dividend 5k and another on high risk growth stocks. 2k on crypto.
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Just wait for 40 days and rethink do you really need a new mobile phone?
@mateen_maldar The 40 days waiting is the hard part 
In order of preference:
a) calculate your fixed investments [park in high-interest-paying savings account till the due date]
b) calculate your bills and make repayments as per due date [till then park those funds as per preference 1]
c) part of remaining funds should be parked as emergency expenses and other part should be used to buy direct equity an that too in tranches
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Hahaha, as the Finance Head of My Mudra, I probably analyze my emotions like a balance sheet!
When I see that shiny new phone, my finance brain says: *"Depreciating asset, unnecessary expense, resist temptation!
But my emotional brain whispers: “Look how sleek it is… imagine the Insta pics!”
So, I negotiate with myself: *“Let’s wait 6 months, let the price drop, and if I still want it, I’ll consider it—AFTER selling my old phone.”
Finance Tips (My Style ):
1.“Loan for Assets, Not Liabilities” – A home? Smart loan. A phone? Nah, cash only!
2. “If it ain’t broke, don’t fix it” – But if it’s too old, at least trade it in!
Controlled spending is just like managing company funds—except the CFO (my brain) and the CEO (my heart) don’t always agree! 
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