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Unsecured loan is not good for Credit score, but Amazon provide consumer loan not personal loan that’s good point and they have not any hidden fees…
But again unsecured loan is not good for Credit health, but one loan is good, if you have any secured loan then it’s good for balanced it ( credit mixed )
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With Kotak 811 app, it’s good idea for experiment 
like HDFC do in previous
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Wait for 7 months more… And use secure one less than 30 % every month… Pay on time…
And go for a co branded, and the co branded app use regularly for 6 months…
Then apply for a unsecured in March 24 … You will definitely received one .
( And also check your bank report on which credit credit bureau , if you see they don’t report any perticular bureau then apply for one other secure who reported the bureau.
And please use same Mobile number, email ID and address all time.)
And yes you can file your ITR in this month… Select as a self employed and select agriculture as a business 
)
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Yes. I don’t have any other loans other than amazon paylater .
I met with an CC agent in another community . He told me a loan account and a CC gives more probability of getting CC.
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Well, I have 4 unsecured loans, 2 consumer loans and 12 credit cards and my credit score is 789.
So in my opinion number of accounts(loans/credit cards) have very less to do with credit score.
Mostly the ontime payment contributes mainly to the credit score.
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Incentive schemes and regulatory advantages could further boost RuPay’s presence in the credit card market.
An explainer on how RBI is pushing RuPay credit and debit cards RBI's magical mileage for RuPay?
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hearing that for existing customers, they’re doing only AADHAAR OTP verification and no hassle regarding KYC (directly pulling from existing Federal records) and a really smooth process !!
unfortunately for me, it is a bummer unless they give option to update address !
Federal has my old address in its records, thanks to Jupiter (who doesn’t consider updating customer address important enough).
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Update federal bank account kyc online
@Krishnendu_Chowdhury
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State Bank of India (SBI) has set up a specialized “startups branch” at the IIT Madras Research Park, offering custom services tailored to startup needs.
The branch provides all-encompassing solutions, including loans, regular banking products, and value-added services, for startups recognized under the Startup India initiative.
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thanks a ton man 
was looking for this for a long time !!
submitted kyc details, let’s see what they do !
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Anyone used this new app released by indusind bank?
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Opened my account within less than a minute.
First impression is too good.
Will explore it more.
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@specter Have u ever tried customer care of indusind? How is it? Everyone has wrong impression of it
CC are idiots but branch is 2 min away from my home and got an RM who is good. So, customer care isn’t much useful to me even if it’s worst.
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Update:
Has some very futuristic features like Super OTP and Disposable debit cards
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And also time to leave Planet Jupiter now.
Placed the request for account closure. 
Is there any way to delete this community account too @Shawnpinto ?
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Did you got any aadhaar related error while opening account on indie ?
Hey @specter, it’s possible.
The moderators can do this for you. But once done, it’s not possible to undo this.
Before going ahead, can you let us know what made you come to this decision?
I was okay with all the bugs and errors.
But the think which irked me was discrepancy in the transaction history.
It happened last month and when I reported it, you people got it corrected.
I noticed it once again this week so the decision. It gave me a feeling that I have been using the app only to find and report the bugs rather than using it for my convenience.
And also the very slow pace of updates and feature launching along with bugs. 
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