Same thing happened with my niyox ( Equtas Bank ) , the bank employee call me for confirmation, that payment originally made by me or not
Received SMS: Dear Customer, Your last transaction was declined by the bank for security reason. You will receive a call to verify the transaction. In case you do not receive our call - kindly contact our customer care 180030001222 during banking hours or send a mail to frm¡equitasbank.com for further assistance