Bullet Pay Later

When will we get bullet access ?

You will get access after 18th OTCB.

I don’t understand the purpose of Pay Later apps when we have credit cards. Anyone mind explaining?

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Credit over UPI is more accessible and also the front end user experience might be better for some people than credit cards.

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@kneelesh48 No difference. But I guess getting credit over UPI might be easier for starters who do have any source of income.
Credit is a liability, the less the better.

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I don’t have reason for using Pay Laters already I have cc but mostly I use pay Later.

UPI has more merchant penetration. For example I can use pay later at a small local business.