Hi I’m Chirag and I lead Savings & Investments at Jupiter

While my roots are in Nagpur (and extend further back to Rajasthan), I grew up in Bangalore and count myself as a South Indian for all practical purposes. I’d happily take Masala dosa + Filter coffee for breakfast any-day. :yum:

The importance of building a steady corpus to meet life goals cannot be overstated.

However, the involvement (or lack of) of one’s bank account towards that goal often surprises me. Here’s an example from the not-so-distant past :
E.g. In March 2020, the markets fell 40% from their January peak. Uncertainty & fear was at a high, there were a bunch of pressing questions:

  1. Should I sell my mutual funds and cut my losses?
  2. Is this a buying opportunity for stocks?
  3. How do I manage investments if my income gets impacted?

In all of this, your bank account, the base for all the ins and outs of your money, where you’ve had a relationship for years, had almost nothing to say.
Bank accounts seem to have become “store-houses” with limited intelligence. The analogy of telecom operators being relegated to becoming “dumb-pipes” with magic happening on smartphone & apps comes to mind.

What magic would you like to see a smart bank account do to power your savings & investments? Would love to hear your suggestions and co-create kick-ass products!:hugs::handshake:

P.S.: We just launched our first co-created product - An automated mutual funds Portfolio analyser. We’re already building the next version and rewarding those who’re helping us Co-Create.


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