# Your favorite Credit Card features **URL:** \ **Category:** My Finance\ **Created:** [13 August 2020 08:45 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333 "2020-08-13T08:45:05Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![Dev](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dev/32/786_2.png) [@Dev](https://community.jupiter.money/u/Dev)\ **Post date:** [13 August 2020 08:45 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/1 "2020-08-13T08:45:05Z")
Guys, I’m about to buy my first credit card and am totally confused. My wife spends a lot on online shopping and I spend on fuel and air travel. Help me out here by suggesting (that fits the above expenditures) as per your experience! PS: No specific Bank preferences. ---
**Author:** ![Jiten](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/jiten/32/72_2.png) [@Jiten](https://community.jupiter.money/u/Jiten)\ **Post date:** [13 August 2020 08:53 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/2 "2020-08-13T08:53:36Z")
Based on my own experience, I see Diners being a good fit. If flight expenses are more, go for some co branded travel card ---
**Author:** ![Ritika](https://avatars.discourse-cdn.com/v4/letter/r/67e7ee/32.png) [@Ritika](https://community.jupiter.money/u/Ritika)\ **Post date:** [13 August 2020 10:31 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/3 "2020-08-13T10:31:09Z")
For shopping, I feel nothing beats Amazon Pay ICICI Bank Credit Card Unlike Flipkart Axis Bank Credit Card, it takes No joining/annual fee. Its the best if you’re a prime user like me as I got 5% cashback on all purchases in addition to the existing offers. Alsooooo, I got No cost EMI on my new Phone! I’m pretty satisfied with the rewards 😃 ---
**Author:** ![Shivam](https://avatars.discourse-cdn.com/v4/letter/s/ce73a5/32.png) [@Shivam](https://community.jupiter.money/u/Shivam)\ **Post date:** [13 August 2020 12:16 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/5 "2020-08-13T12:16:06Z")
IndianOil Citibank Platinum Credit Card In Pre-Covid times, I traveled a lot across the city due to work and this was my savior amidst the rising fuel costs that helped me save some bucks. I got around 70+ litres of free fuel last year in the form of fuel surcharge waiver and turbo points. Best part: Accumulated Turbo Points never expire. ---
**Author:** ![Vivaan](https://avatars.discourse-cdn.com/v4/letter/v/e68b1a/32.png) [@Vivaan](https://community.jupiter.money/u/Vivaan)\ **Post date:** [13 August 2020 12:26 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/6 "2020-08-13T12:26:48Z")
Hey @Dev, Not sure about your spending pattern but I have yearly spends of above 25 lakhs of which about 5 to 8 lakhs are domestic spends like insurance and rest in international sites charging in Euros for various fees. Just like @Jiten, I also use HDFC Diners Club Black as it meets two of my requirements- low forex mark-up and air miles/rewards (1 Reward = 1 Airmile). Moreover, the finance charges are also comparatively low at 1.99%. Also as mentioned above I spend over Rs. 18 Lakh in foreign currency, I got RBL World Safari Card as well. The savings on Forex mark-up fee is significant. A combination of these two cards meet most of my needs. ---
**Author:** ![dhanvi](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dhanvi/32/13369_2.png) [@dhanvi](https://community.jupiter.money/u/dhanvi)\ **Post date:** [13 August 2020 18:15 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/7 "2020-08-13T18:15:55Z")
I would suggest starting with a lifetime free credit card. Here are some blogs which will help you pick a credit card. [https://www.cardexpert.in/](https://www.cardexpert.in/) [https://cardinfo.in/](https://cardinfo.in/) [https://livefromalounge.com/](https://livefromalounge.com/) ---
**Author:** ![dhanvi](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dhanvi/32/13369_2.png) [@dhanvi](https://community.jupiter.money/u/dhanvi)\ **Post date:** [13 August 2020 19:07 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/8 "2020-08-13T19:07:03Z")
I missed to add, do sign up for [https://www.cred.club/](https://www.cred.club/) so that you won’t miss your credit card payment. ---
**Author:** ![salilrav](https://avatars.discourse-cdn.com/v4/letter/s/977dab/32.png) [@salilrav](https://community.jupiter.money/u/salilrav)\ **Post date:** [14 August 2020 14:47 UTC](https://community.jupiter.money/t/your-favorite-credit-card-features/1333/9 "2020-08-14T14:47:06Z")
You should take a look at Citi Premier Miles. Not much on fuel there but designed for travel and online purchases