# What do you use Jupiter for? **URL:** \ **Category:** QnA\ **Created:** [8 August 2022 05:31 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636 "2022-08-08T05:31:18Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![Arjun\_Salyan](https://avatars.discourse-cdn.com/v4/letter/a/5f8ce5/32.png) [@Arjun\_Salyan](https://community.jupiter.money/u/Arjun_Salyan)\ **Post date:** [8 August 2022 05:31 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/1 "2022-08-08T05:31:18Z")
So for the last 6 months I have tried to fit Jupiter into several roles when managing my finances. But I have failed to find a place for it. I will list down the reasons why it did not fit the categories: **Salary Account** - Using Jupiter as my Salary account means missing out on the pre-approved offers, preferential interest rates for credit and loans that my existing Salary account gives. And they are really good. **Primary/Emergency Account** - No sweep in/out functionality - which is very important for your emergency corpus. - Interest rate on SA/Pots is less when compared to my existing account. - The daily transfer limits are also less (AFAIK 5L limit for NEFT etc.) - Not very confident with their support and lack of physical branches to go to if something goes wrong. **Payments/Expenses Account** - Inferior rewards and merchant offers on making purchases - The app is sluggish and slow, so I don’t really feel confident when making that last minute payment. And eventually my fingers go to Paytm/PhonePe. - Surprisingly, Jupiter has not been on focusing on Budgets/Analysis. I initially thought that they would pay a lot more attention to this because that is the use-case which I assumed they pitch themselves for. - No smart savings options like “Invest the Change” **Investments Account** - They are slowly building towards this but it is a long road ahead. - I have been trying to get a cheque book for months now. Because I do not have any proof (passbook, cancelled cheque) - my broker does not accept Jupiter. - Also, presence of two IFSC and early phases make me a bit less confident linking Jupiter with long-term investments. So, these are the reasons why I am unable to actively use Jupiter. Right now I am only using the “app” and not the “bank”. I am a fan of what Jupiter is trying to do and I want to be an active user, that is why I am coming to the community - how do you use Jupiter? Why problem/use-case Jupiter itself is trying to solve and which category/audience they are targeting. P.S: I am aware that Jupiter is in early phases and they will eventually become mature in one/more of the categories. But let’s please keep this discussion to the current scenario. ---
**Author:** ![AltafParkar](https://avatars.discourse-cdn.com/v4/letter/a/0ea827/32.png) [@AltafParkar](https://community.jupiter.money/u/AltafParkar)\ **Post date:** [8 August 2022 05:53 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/2 "2022-08-08T05:53:27Z")
Expense management only. For all others like Salary/Investment, I stick to conventional banks ---
**Author:** ![yagnesh01](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/yagnesh01/32/14597_2.png) [@yagnesh01](https://community.jupiter.money/u/yagnesh01)\ **Post date:** [13 March 2023 23:31 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/3 "2023-03-13T23:31:44Z")
I use Jupiter as my primary account now. I have retained my HDFC Bank account for use cases that need a net banking option. ---
**Author:** ![sani](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sani/32/14931_2.png) [@sani](https://community.jupiter.money/u/sani)\ **Post date:** [21 March 2023 05:48 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/4 "2023-03-21T05:48:46Z")
Payment and expenses ---
**Author:** ![Pratyay\_Mustafi](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/pratyay_mustafi/32/13131_2.png) [@Pratyay\_Mustafi](https://community.jupiter.money/u/Pratyay_Mustafi)\ **Post date:** [21 March 2023 08:17 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/5 "2023-03-21T08:17:17Z")
payments and bill payments etc ---
**Author:** ![Shawnpinto](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/shawnpinto/32/7656_2.png) [@Shawnpinto](https://community.jupiter.money/u/Shawnpinto)\ **Post date:** [21 March 2023 16:08 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/6 "2023-03-21T16:08:09Z")
Regular payments and to check insights once in a while 🔍 ---
**Author:** ![Satyajit\_Singh](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/satyajit_singh/32/9174_2.png) [@Satyajit\_Singh](https://community.jupiter.money/u/Satyajit_Singh)\ **Post date:** [21 March 2023 17:22 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/7 "2023-03-21T17:22:03Z")
Account Aggregator is one of my best feature I have 8 Savings accounts and i just go to jupiter app and check my overall Net Worth. That’s Simple ---
**Author:** ![sani](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/sani/32/14931_2.png) [@sani](https://community.jupiter.money/u/sani)\ **Post date:** [21 March 2023 17:26 UTC](https://community.jupiter.money/t/what-do-you-use-jupiter-for/35636/8 "2023-03-21T17:26:42Z")
All are zero balance ? Which banks you have ? @Satyajit_Singh