# Survey on Fixed Deposits

**URL:** <https://community.jupiter.money/t/survey-on-fixed-deposits/33502>\
**Category:** Features\
**Created:** [16 June 2022 08:20 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502 "2022-06-16T08:20:46Z")\
**Posts on this page:** 15\
**Page:** 1

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**Author:** ![Barun](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/barun/32/6684_2.png) [@Barun](https://community.jupiter.money/u/Barun)\
**Post date:** [16 June 2022 08:20 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/1 "2022-06-16T08:20:46Z")

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Hey everyone!

We’re conducting a survey for launching Fixed deposits on Jupiter. For now, we are providing data for 3 fixed deposit options offered by different players and we would like to know your preferred option if these were available for investment.

If you use any other fixed deposits apart from the ones mentioned, do suggest them in the comments below!  
Link to the survey - [Fixed Deposits](https://form.typeform.com/to/Zkkt43Uj)

Thanks 🙂

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**Author:** ![CHETAN\_KUMAR\_RAWAT](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/chetan_kumar_rawat/32/5517_2.png) [@CHETAN\_KUMAR\_RAWAT](https://community.jupiter.money/u/CHETAN_KUMAR_RAWAT)\
**Post date:** [16 June 2022 14:10 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/2 "2022-06-16T14:10:43Z")

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Hi @Barun , I did submit the survey. Just a query what about flexible FD?

Like where there is no locking but and we can any time withdraw. We can have different interest slabs as per the time money stays in FD.

Auto sweep in and out is my preferred option for choosing an FD.

We can also attach FD to pots in Jupiter. Because there can be a long-term goal or emergency funds where a user wants no risk with better returns.

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**Author:** ![Avneesh\_Upadhyay](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/avneesh_upadhyay/32/3737_2.png) [@Avneesh\_Upadhyay](https://community.jupiter.money/u/Avneesh_Upadhyay)\
**Post date:** [16 June 2022 14:46 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/3 "2022-06-16T14:46:01Z")

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Submitted the survey , just want to add, if possible try to include small finance banks fd (they gives higher rates and have RBI insurance (upto 5L).

Also fd which have partial redemption feature is great . Like if i have 10L in deposite for say 30 month tenure, there should be option to withdraw partially (say 3L ) out of 10 lakh anytime.

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**Author:** ![Aswin\_Benny](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/aswin_benny/32/13053_2.png) [@Aswin\_Benny](https://community.jupiter.money/u/Aswin_Benny)\
**Post date:** [16 June 2022 14:52 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/4 "2022-06-16T14:52:42Z")

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I agree with @CHETAN_KUMAR_RAWAT… Flexible FD is more attractive

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<div class="post-metadata">

**Author:** ![Barun](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/barun/32/6684_2.png) [@Barun](https://community.jupiter.money/u/Barun)\
**Post date:** [17 June 2022 07:46 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/5 "2022-06-17T07:46:23Z")

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Thanks Chetan for your valuable feedback. We’ll look into flexible FDs.

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**Author:** ![Barun](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/barun/32/6684_2.png) [@Barun](https://community.jupiter.money/u/Barun)\
**Post date:** [17 June 2022 07:48 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/6 "2022-06-17T07:48:32Z")

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Thanks Avneesh for the valuable feedback. We’ll look into flexible FDs as an option.

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<div class="post-metadata">

**Author:** ![Barun](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/barun/32/6684_2.png) [@Barun](https://community.jupiter.money/u/Barun)\
**Post date:** [17 June 2022 07:51 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/7 "2022-06-17T07:51:45Z")

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Thanks Aswin for your feedback. We’ll look into flexible FDs.

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**Author:** ![Dr.Pranav](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dr.pranav/32/8207_2.png) [@Dr.Pranav](https://community.jupiter.money/u/Dr.Pranav)\
**Post date:** [18 June 2022 11:23 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/8 "2022-06-18T11:23:48Z")

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Flexible fixed deposit (Withdraw anytime)  
with minimum starting amount (₹100-₹200)  
and monthly interest rates like fi money and paytm payments bank.

Check my attachments. That’s my opinion.

 ![Screenshot_20220618-170403~2](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/a/a6aa27b16e5c69c726861cba78072e006038363b.png)

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**Author:** ![Dr.Pranav](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/dr.pranav/32/8207_2.png) [@Dr.Pranav](https://community.jupiter.money/u/Dr.Pranav)\
**Post date:** [18 June 2022 11:37 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/9 "2022-06-18T11:37:48Z")

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![Screenshot_20220618-170458~2](https://us1.discourse-cdn.com/flex020/uploads/jupiter/original/2X/d/dc9471f033fd8946b5d8c4ff16fc53f6e25b6d2a.png)

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<div class="post-metadata">

**Author:** ![Barun](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/barun/32/6684_2.png) [@Barun](https://community.jupiter.money/u/Barun)\
**Post date:** [20 June 2022 08:38 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/10 "2022-06-20T08:38:44Z")

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Thanks Pranav for the detailed feedback on offerings on other platforms. We are evaluating flexible period FDs as part of the product offering.

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**Author:** ![toxicdesire](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/toxicdesire/32/9357_2.png) [@toxicdesire](https://community.jupiter.money/u/toxicdesire)\
**Post date:** [10 August 2022 07:57 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/11 "2022-08-10T07:57:36Z")

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Any estimate on when this feature will be added? It’s so difficult to keep waiting ☹

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**Author:** ![Shawnpinto](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/shawnpinto/32/7656_2.png) [@Shawnpinto](https://community.jupiter.money/u/Shawnpinto)\
**Post date:** [10 August 2022 09:34 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/12 "2022-08-10T09:34:12Z")

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@toxicdesire Hey! :hyper_wave:  
We will be introducing FDs with no lock-in and flexible withdrawals for a certain period.  
We’re aiming to release this by early Oct (Tbd)

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**Author:** ![nateavi](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/nateavi/32/10064_2.png) [@nateavi](https://community.jupiter.money/u/nateavi)\
**Post date:** [10 August 2022 18:28 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/13 "2022-08-10T18:28:24Z")

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Secured credit card based on said FDs please. 🤤

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**Author:** ![Satyajit\_Singh](https://sea2.discourse-cdn.com/flex020/user_avatar/community.jupiter.money/satyajit_singh/32/9174_2.png) [@Satyajit\_Singh](https://community.jupiter.money/u/Satyajit_Singh)\
**Post date:** [11 August 2022 03:40 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/14 "2022-08-11T03:40:01Z")

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Nice idea :blobsmart:

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<div class="post-metadata">

**Author:** ![Satyabajipadhi](https://avatars.discourse-cdn.com/v4/letter/s/f6c823/32.png) [@Satyabajipadhi](https://community.jupiter.money/u/Satyabajipadhi)\
**Post date:** [8 July 2024 05:40 UTC](https://community.jupiter.money/t/survey-on-fixed-deposits/33502/15 "2024-07-08T05:40:03Z")

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Fd portal where we can invest in fd of any prefered bank shall be brought in, where in we can select the fd of any bank as per our preference ( like few apps are available now in playstore as well)  
But an inbuilt feature to select fd from any bank could be very helpfull

Apart from that investment in bonds is yet another important feature where in we can select any bond (like girafe app probides)

Three features that could be added in the investment tab

1.Auto sweep fd facility  
2. Portal for fd selection of any prefered bank  
3. Portal for investnent in bonds  
4.
